Allianz SEXSWX:ALV 76 5-Year Yield-on-Cost % is 6.94 as of Jul. 07, 2026, which is 6% below its 10-year median of 7.38. GuruFocus rates XSWX:ALV with a GF Score™ of 76/100 and a GF Value™ of CHF302.88 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 423 Insurance companies, Allianz SE ranks better than 78.01% on this metric.
Allianz SE's yield on cost for the quarter that ended in Mar. 2026 was 6.94.
The historical rank and industry rank for Allianz SE's 5-Year Yield-on-Cost % or its related term are showing as below:
XSWX:ALV'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.05 Med: 7.38 Max: 11
Current: 6.94
During the past 13 years, Allianz SE's highest Yield on Cost was 11.00. The lowest was 6.05. And the median was 7.38.
XSWX:ALV's 5-Year Yield-on-Cost % is ranked better than 78.01% of 423
companies
in the Insurance industry
Industry Median: 4
vs XSWX:ALV: 6.94
Allianz SE (XSWX:ALV) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Allianz SE 5-Year Yield-on-Cost % Related Terms
XSWX:ALV vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Allianz SE's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz SE 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz SE's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Allianz SE's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Allianz SE is calculated as
Allianz SE (XSWX:ALV) has a 5-Year Yield-on-Cost % of 6.94 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz SE and its competitors. This is near median its historical median of 7.38. Over the past decade, Allianz SE's 5-Year Yield-on-Cost % has ranged from 6.05 to 11.00. According to the industry distribution chart, Allianz SE ranks #93 out of 423 companies in the Insurance industry, placing it in the top 22%.
Is Allianz SE's 5-Year Yield-on-Cost % too high?
Allianz SE's current 5-Year Yield-on-Cost % of 6.94 is near median its 10-year median of 7.38. Over the past 10 years, this metric has ranged from a low of 6.05 to a high of 11.00. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Allianz SE's value of 6.94 is 73.5% above this industry median. Based on the distribution chart, Allianz SE ranks #93 out of 423 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz SE has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz SE ranks #93 out of 423 companies for 5-Year Yield-on-Cost %. This places Allianz SE in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.00. Allianz SE's value of 6.94 is 73.5% above this benchmark. Historically, Allianz SE's own 5-Year Yield-on-Cost % has ranged from 6.05 to 11.00 over the past decade. While the company's 10-year median is 7.38 vs. the industry median of 4.00, Allianz SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz SE's current 5-Year Yield-on-Cost % of 6.94 is 73.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz SE and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz SE's current 5-Year Yield-on-Cost % is 6.94, which is near median its own 10-year median of 7.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (XSWX:ALV) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF302.88, compared to a current price of CHF378.80 — trading 25.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.94, which is near median its 10-year median of 7.38 and 73.5% above the Insurance industry median of 4.00. Allianz SE's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Allianz SE (XSWX:ALV), the current 5-Year Yield-on-Cost % is 6.94 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz SE (XSWX:ALV) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued.
The current stock price of CHF378.80 is trading 25.1% above its estimated GF Value™ of CHF302.88.
GuruFocus considers Allianz SE to be Modestly Overvalued.
Key valuation signals for XSWX:ALV:
5-Year Yield-on-Cost %: 6.94 (near median its 10-year median of 7.38)
GF Value™: CHF302.88 vs. price of CHF378.80 (25.1% above fair value)
Industry Position: 73.5% above the Insurance median (#93 of 423)
No single metric tells the full story. See the XSWX:ALV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz was founded as a transport and accident insurance firm in 1890 by Carl von Thieme and Wilhelm von Finck, the founders of Munich Re. It took the company five years to expand into Europe and North America and subsequently list in Berlin. After World War I, individuals were confronted with the loss of wealth, life, and security and Allianz founded a life business in the 1920s. In the years after World War II, Allianz's foreign assets were seized, and it lost its foreign business. By relocating its head office from Berlin to Munich in 1948, Allianz began the long road of rebuilding its domestic business. It took 20 years for the company to reacquire its prior foreign interests, starting in Austria. It became the largest European insurer in the postwar boom era.
76GF Score
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