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Ryan Specialty HoldingsRYAN +0.85%81 Earnings Yield (Joel Greenblatt) % is 3.63% as of Jun. 2026, which is 37% above its 10-year median of 2.65. GuruFocus rates RYAN with a GF Score™ of 81/100 and a GF Value™ of $79.92 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 510 Insurance companies, Ryan Specialty Holdings ranks worse than 60.78% on this metric.
Ryan Specialty Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was $13,823 Mil.
Ryan Specialty Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $502 Mil. Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 3.63%.
The historical rank and industry rank for Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
RYAN'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.3 Med: 2.65 Max: 6.15
Current: 3.26
During the past 7 years, the highest Earnings Yield (Joel Greenblatt) of Ryan Specialty Holdings was 6.15%. The lowest was 1.30%. And the median was 2.65%.
RYAN's Earnings Yield (Joel Greenblatt) % is ranked worse than 60.78% of 510
companies
in the Insurance industry
Industry Median: 7.205
vs RYAN: 3.26
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Ryan Specialty Holdings's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 26.15%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Ryan Specialty Holdings (NYSE:RYAN) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Ryan Specialty Holdings Earnings Yield (Joel Greenblatt) % Related Terms
Ryan Specialty Holdings Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ryan Specialty Holdings Earnings Yield (Joel Greenblatt) % Chart
RYAN vs RDN, ESNT, MTG: Earnings Yield (Joel Greenblatt) % Comparison
For the Insurance - Specialty subindustry, Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ryan Specialty Holdings Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Ryan Specialty Holdings's Earnings Yield (Joel Greenblatt) % falls into.
Ryan Specialty Holdings Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Ryan Specialty Holdingss Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Ryan Specialty Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $502 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 3.63% mean?
Ryan Specialty Holdings (RYAN) has a Earnings Yield (Joel Greenblatt) % of 3.63% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Ryan Specialty Holdings and its competitors. This is 37% above median its historical median of 2.65. Over the past decade, Ryan Specialty Holdings' Earnings Yield (Joel Greenblatt) % has ranged from 1.30 to 6.15. According to the industry distribution chart, Ryan Specialty Holdings ranks #310 out of 510 companies in the Insurance industry, placing it in the top 60.8%.
Is Ryan Specialty Holdings' Earnings Yield (Joel Greenblatt) % too high?
Ryan Specialty Holdings' current Earnings Yield (Joel Greenblatt) % of 3.63% is 37% above median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 6.15. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.21. Ryan Specialty Holdings' value of 3.63% is 49.6% below this industry median. Based on the distribution chart, Ryan Specialty Holdings ranks #310 out of 510 companies in the Insurance industry, which is below the industry midpoint. Overall, Ryan Specialty Holdings has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ryan Specialty Holdings' Earnings Yield (Joel Greenblatt) % compare to RDN and ESNT?
According to the Insurance industry distribution chart, Ryan Specialty Holdings ranks #310 out of 510 companies for Earnings Yield (Joel Greenblatt) %. This places Ryan Specialty Holdings in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.21. Ryan Specialty Holdings' value of 3.63% is 49.6% below this benchmark. Historically, Ryan Specialty Holdings' own Earnings Yield (Joel Greenblatt) % has ranged from 1.30 to 6.15 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 7.21, Ryan Specialty Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.21, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ryan Specialty Holdings's current Earnings Yield (Joel Greenblatt) % of 3.63% is 49.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Ryan Specialty Holdings and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ryan Specialty Holdings's current Earnings Yield (Joel Greenblatt) % is 3.63%, which is 37% above median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryan Specialty Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryan Specialty Holdings (RYAN) is currently considered Significantly Undervalued. The stock's GF Value™ is $79.92, compared to a current price of $43.87 — trading 45.1% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 3.63%, which is 37% above median its 10-year median of 2.65 and 49.6% below the Insurance industry median of 7.21. Ryan Specialty Holdings' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Ryan Specialty Holdings (RYAN), the current Earnings Yield (Joel Greenblatt) % is 3.63% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ryan Specialty Holdings (RYAN) Overvalued in 2026?
Based on GuruFocus' analysis, Ryan Specialty Holdings stock appears to be undervalued.
The current stock price of $43.87 is trading 45.1% below its estimated GF Value™ of $79.92.
GuruFocus considers Ryan Specialty Holdings to be Significantly Undervalued.
Key valuation signals for RYAN:
Earnings Yield (Joel Greenblatt) %: 3.63% (37% above median its 10-year median of 2.65)
GF Value™: $79.92 vs. price of $43.87 (45.1% below fair value)
Industry Position: 49.6% below the Insurance median (#310 of 510)
No single metric tells the full story. See the RYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services for insurance brokers, agents, and carriers. The company offers wholesale insurance brokerage and delegated underwriting authority products and services, including distribution, underwriting, product development, administration, and risk management. Its expertise spans property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits insurance, across traditional insurance and alternative risk solutions. The company operates in the United States and foreign markets, with the majority of revenue generated from the United States.
81GF Score
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