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RYAN (Ryan Specialty Holdings) Debt-to-EBITDA : 4.79 (As of Dec. 2024)


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What is Ryan Specialty Holdings Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ryan Specialty Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $74 Mil. Ryan Specialty Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $3,390 Mil. Ryan Specialty Holdings's annualized EBITDA for the quarter that ended in Dec. 2024 was $723 Mil. Ryan Specialty Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 was 4.79.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ryan Specialty Holdings's Debt-to-EBITDA or its related term are showing as below:

RYAN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.27   Med: 5.64   Max: 8.7
Current: 5.79

During the past 6 years, the highest Debt-to-EBITDA Ratio of Ryan Specialty Holdings was 8.70. The lowest was 4.27. And the median was 5.64.

RYAN's Debt-to-EBITDA is ranked worse than
91.3% of 299 companies
in the Insurance industry
Industry Median: 1.2 vs RYAN: 5.79

Ryan Specialty Holdings Debt-to-EBITDA Historical Data

The historical data trend for Ryan Specialty Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ryan Specialty Holdings Debt-to-EBITDA Chart

Ryan Specialty Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-EBITDA
Get a 7-Day Free Trial 8.70 6.64 5.49 4.55 5.79

Ryan Specialty Holdings Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.53 5.04 2.67 6.44 4.79

Competitive Comparison of Ryan Specialty Holdings's Debt-to-EBITDA

For the Insurance - Specialty subindustry, Ryan Specialty Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ryan Specialty Holdings's Debt-to-EBITDA Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ryan Specialty Holdings's Debt-to-EBITDA falls into.


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Ryan Specialty Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ryan Specialty Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(73.839 + 3390.359) / 598.632
=5.79

Ryan Specialty Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(73.839 + 3390.359) / 722.688
=4.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2024) EBITDA data.


Ryan Specialty Holdings  (NYSE:RYAN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ryan Specialty Holdings Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Ryan Specialty Holdings's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Ryan Specialty Holdings Business Description

Traded in Other Exchanges
N/A
Address
155 North Wacker Drive, Suite 4000, Chicago, IL, USA, 60606
Ryan Specialty Holdings Inc is a service provider of specialty products and solutions for insurance brokers, agents, and carriers. It provides distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter.
Executives
Brendan Martin Mulshine officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Nicholas Dominic Cortezi director, officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Mark Stephen Katz officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
David P Bolger director 200 EST RANDOLPH ST, CHICAGO IL 60601
Jeremiah Rawlins Bickham officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Timothy William Turner director, officer: President 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Anthony J Kuczinski director 800 GESSNER ROAD, SUITE 600, HOUSTON TX 77024
Lisa Jo Paschal-alcorn officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Michael Conklin officer: EVP & CHRO 500 DELAWARE AVENUE, WSFS FINANCIAL CORPORATION & BANK CENTER, WILMINGTON DE 19801
Francesca Cornelli director C/O GROSVENOR CAPITAL MANAGEMENT, 900 NORTH MICHIGAN AVENUE, SUITE 1100, CHICAGO IL 60611
Onex Corp director 161 BAY STREET, P O BOX 700, TORONTO ONTARIO CANA A6
Patrick G Ryan director, 10 percent owner, officer: Chief Executive Officer 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Michael Thomas Vanacker officer: See Remarks 180 N. STETSON AVENUE, SUITE 4600, CHICAGO IL 60601
Michael D Ohalleran director 1450 WAUKEGAN ROAD, MCGAW PARK, CHICAGO IL 60085
Michelle L Collins director C/O MOLEX INCORPORATED, 2222 WELLINGTON COURT, LISLE IL 60503