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Ryan Specialty HoldingsRYAN +4.43%73 FCF Yield % is 10.26 as of Jul. 27, 2026, which is 106% above its 10-year median of 4.98. GuruFocus rates RYAN with a GF Score™ of 73/100 and a GF Value™ of $74.12 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Ryan Specialty Holdings ranks better than 61.74% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ryan Specialty Holdings FCF Yield % Related Terms
Ryan Specialty Holdings FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Ryan Specialty Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ryan Specialty Holdings FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Ryan Specialty Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ryan Specialty Holdings (RYAN) has a FCF Yield % of 10.26 as of Jul. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ryan Specialty Holdings and its competitors. This is 106% above median its historical median of 4.98. Over the past decade, Ryan Specialty Holdings' FCF Yield % has ranged from 1.91 to 13.10. According to the industry distribution chart, Ryan Specialty Holdings ranks #194 out of 507 companies in the Insurance industry, placing it in the top 38.3%.
Is Ryan Specialty Holdings' FCF Yield % too high?
Ryan Specialty Holdings' current FCF Yield % of 10.26 is 106% above median its 10-year median of 4.98. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 13.10. The Insurance industry median FCF Yield % is 7.13. Ryan Specialty Holdings' value of 10.26 is 43.9% above this industry median. Based on the distribution chart, Ryan Specialty Holdings ranks #194 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Ryan Specialty Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ryan Specialty Holdings' FCF Yield % compare to RDN and ESNT?
According to the Insurance industry distribution chart, Ryan Specialty Holdings ranks #194 out of 507 companies for FCF Yield %. This puts Ryan Specialty Holdings in the upper half of its industry. The industry median FCF Yield % is 7.13. Ryan Specialty Holdings' value of 10.26 is 43.9% above this benchmark. Historically, Ryan Specialty Holdings' own FCF Yield % has ranged from 1.91 to 13.10 over the past decade. While the company's 10-year median is 4.98 vs. the industry median of 7.13, Ryan Specialty Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.13, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ryan Specialty Holdings's current FCF Yield % of 10.26 is 43.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ryan Specialty Holdings and its competitors. For the Insurance industry, the median FCF Yield % is 7.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ryan Specialty Holdings's current FCF Yield % is 10.26, which is 106% above median its own 10-year median of 4.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryan Specialty Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryan Specialty Holdings (RYAN) is currently considered Significantly Undervalued. The stock's GF Value™ is $74.12, compared to a current price of $41.75 — trading 43.7% below its estimated fair value. The current FCF Yield % is 10.26, which is 106% above median its 10-year median of 4.98 and 43.9% above the Insurance industry median of 7.13. Ryan Specialty Holdings' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ryan Specialty Holdings (RYAN), the current FCF Yield % is 10.26 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ryan Specialty Holdings (RYAN) Overvalued in 2026?
Based on GuruFocus' analysis, Ryan Specialty Holdings stock appears to be undervalued.
The current stock price of $41.75 is trading 43.7% below its estimated GF Value™ of $74.12.
GuruFocus considers Ryan Specialty Holdings to be Significantly Undervalued.
Key valuation signals for RYAN:
FCF Yield %: 10.26 (106% above median its 10-year median of 4.98)
GF Value™: $74.12 vs. price of $41.75 (43.7% below fair value)
Industry Position: 43.9% above the Insurance median (#194 of 507)
No single metric tells the full story. See the RYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services for insurance brokers, agents, and carriers. The company offers wholesale insurance brokerage and delegated underwriting authority products and services, including distribution, underwriting, product development, administration, and risk management. Its expertise spans property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits insurance, across traditional insurance and alternative risk solutions. The company operates in the United States and foreign markets, with the majority of revenue generated from the United States.
73GF Score
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