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Ryan Specialty HoldingsRYAN +4.43%71 Net Margin % is 2.22% as of Mar. 2026, which is 41% below its 10-year median of 3.76. GuruFocus rates RYAN with a GF Score™ of 71/100 and a GF Value™ of $74.12 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 503 Insurance companies, Ryan Specialty Holdings ranks worse than 76.54% on this metric.
The historical rank and industry rank for Ryan Specialty Holdings's Net Margin % or its related term are showing as below:
RYAN'
s Net Margin % Range Over the Past 10 Years
Min: 2.08 Med: 3.76 Max: 8.39
Current: 3.44
RYAN's Net Margin % is ranked worse than 76.54% of 503
companies
in the Insurance industry
Industry Median: 9.22
vs RYAN: 3.44
Ryan Specialty Holdings (NYSE:RYAN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Ryan Specialty Holdings Net Margin % Related Terms
Ryan Specialty Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Ryan Specialty Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ryan Specialty Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Ryan Specialty Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ryan Specialty Holdings (RYAN) has a Net Margin % of 2.22% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Ryan Specialty Holdings and its competitors. This is 41% below median its historical median of 3.76. Over the past decade, Ryan Specialty Holdings' Net Margin % has ranged from 2.08 to 8.39. According to the industry distribution chart, Ryan Specialty Holdings ranks #385 out of 503 companies in the Insurance industry, placing it in the top 76.5%.
Is Ryan Specialty Holdings' Net Margin % too high?
Ryan Specialty Holdings' current Net Margin % of 2.22% is 41% below median its 10-year median of 3.76. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 8.39. The Insurance industry median Net Margin % is 9.22. Ryan Specialty Holdings' value of 2.22% is 75.9% below this industry median. Based on the distribution chart, Ryan Specialty Holdings ranks #385 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ryan Specialty Holdings has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ryan Specialty Holdings' Net Margin % compare to RDN and ESNT?
According to the Insurance industry distribution chart, Ryan Specialty Holdings ranks #385 out of 503 companies for Net Margin %. This places Ryan Specialty Holdings in the lower half of its industry. The industry median Net Margin % is 9.22. Ryan Specialty Holdings' value of 2.22% is 75.9% below this benchmark. Historically, Ryan Specialty Holdings' own Net Margin % has ranged from 2.08 to 8.39 over the past decade. While the company's 10-year median is 3.76 vs. the industry median of 9.22, Ryan Specialty Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.22, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ryan Specialty Holdings's current Net Margin % of 2.22% is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Ryan Specialty Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ryan Specialty Holdings's current Net Margin % is 2.22%, which is 41% below median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryan Specialty Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryan Specialty Holdings (RYAN) is currently considered Significantly Undervalued. The stock's GF Value™ is $74.12, compared to a current price of $41.75 — trading 43.7% below its estimated fair value. The current Net Margin % is 2.22%, which is 41% below median its 10-year median of 3.76 and 75.9% below the Insurance industry median of 9.22. Ryan Specialty Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Ryan Specialty Holdings (RYAN), the current Net Margin % is 2.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ryan Specialty Holdings (RYAN) Overvalued in 2026?
Based on GuruFocus' analysis, Ryan Specialty Holdings stock appears to be undervalued.
The current stock price of $41.75 is trading 43.7% below its estimated GF Value™ of $74.12.
GuruFocus considers Ryan Specialty Holdings to be Significantly Undervalued.
Key valuation signals for RYAN:
Net Margin %: 2.22% (41% below median its 10-year median of 3.76)
GF Value™: $74.12 vs. price of $41.75 (43.7% below fair value)
Industry Position: 75.9% below the Insurance median (#385 of 503)
No single metric tells the full story. See the RYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services for insurance brokers, agents, and carriers. The company offers wholesale insurance brokerage and delegated underwriting authority products and services, including distribution, underwriting, product development, administration, and risk management. Its expertise spans property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits insurance, across traditional insurance and alternative risk solutions. The company operates in the United States and foreign markets, with the majority of revenue generated from the United States.
71GF Score
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