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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Ryan Specialty Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ryan Specialty Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ryan Specialty Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ryan Specialty Holdings (RYAN) has a FCF Margin % of -22.72% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ryan Specialty Holdings and its competitors. Over the past decade, Ryan Specialty Holdings' FCF Margin % has ranged from 12.07 to 21.54. According to the industry distribution chart, Ryan Specialty Holdings ranks #153 out of 504 companies in the Insurance industry, placing it in the top 30.4%.
Is Ryan Specialty Holdings' FCF Margin % too high?
Ryan Specialty Holdings' current FCF Margin % is -22.72%. Over the past 10 years, this metric has ranged from a low of 12.07 to a high of 21.54. Based on the distribution chart, Ryan Specialty Holdings ranks #153 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Ryan Specialty Holdings has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ryan Specialty Holdings' FCF Margin % compare to RDN and ESNT?
According to the Insurance industry distribution chart, Ryan Specialty Holdings ranks #153 out of 504 companies for FCF Margin %. This puts Ryan Specialty Holdings in the upper half of its industry. The industry median FCF Margin % is 9.88. Historically, Ryan Specialty Holdings' own FCF Margin % has ranged from 12.07 to 21.54 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.88, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ryan Specialty Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ryan Specialty Holdings's current FCF Margin % is -22.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryan Specialty Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryan Specialty Holdings (RYAN) is currently considered Significantly Undervalued. The stock's GF Value™ is $74.12, compared to a current price of $43.19 — trading 41.7% below its estimated fair value. The current FCF Margin % is -22.72%. Ryan Specialty Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ryan Specialty Holdings (RYAN), the current FCF Margin % is -22.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ryan Specialty Holdings (RYAN) Overvalued in 2026?
Based on GuruFocus' analysis, Ryan Specialty Holdings stock appears to be undervalued.
The current stock price of $43.19 is trading 41.7% below its estimated GF Value™ of $74.12.
GuruFocus considers Ryan Specialty Holdings to be Significantly Undervalued.
Key valuation signals for RYAN:
FCF Margin %: -22.72%
GF Value™: $74.12 vs. price of $43.19 (41.7% below fair value)
No single metric tells the full story. See the RYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services for insurance brokers, agents, and carriers. The company offers wholesale insurance brokerage and delegated underwriting authority products and services, including distribution, underwriting, product development, administration, and risk management. Its expertise spans property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits insurance, across traditional insurance and alternative risk solutions. The company operates in the United States and foreign markets, with the majority of revenue generated from the United States.
71GF Score
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