OSCR (Oscar Health) EBIT: $-10 Mil (TTM As of Mar. 2026)


OSCR Oscar Health Inc OSCR
79 GF Score
Price $28.83
GF Value $21.04
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Oscar Health EBIT?

Oscar Health OSCR -3.68% 79 EBIT is $-10 Mil as of Mar. 2026. GuruFocus rates OSCR with a GF Score™ of 79/100 and a GF Value™ of $21.04 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Oscar Health's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $704 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $-10 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Oscar Health's annualized ROC % for the quarter that ended in Mar. 2026 was %.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Oscar Health's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was -0.23%.


Oscar Health  (NYSE:OSCR) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Oscar Health's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=2816.624 * ( 1 - 2.83% )/( (-355.14225 + -1745.5403)/ 2 )
=2736.9135408/-1050.341275
= %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=6325.411 - 4046.664 - ( 2774.151 - 5% * 2805.235 )
=-355.14225

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=9289.646 - 6462.407 - ( 4805.139 - 5% * 4647.194 )
=-1745.5403

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Oscar Health's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=-9.7450000000001/4320.894
=-0.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oscar Health EBIT Related Terms


Oscar Health EBIT Historical Data

* Premium members only.

The historical data trend for Oscar Health's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oscar Health EBIT Chart

Oscar Health Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial -565.86 -587.45 -242.70 57.16 -419.70

Oscar Health Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 294.21 -227.69 -132.43 -353.78 704.16

OSCR vs MOH, ALHC, CLOV: EBIT Comparison

For the Healthcare Plans subindustry, Oscar Health's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oscar Health EV-to-EBIT vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Oscar Health's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Oscar Health's EV-to-EBIT falls into.


OSCR
79GF Score
Oscar Health Inc OSCR
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Oscar Health EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $-10 Mil mean?
Oscar Health (OSCR) has a EBIT of $-10 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Oscar Health.
Is Oscar Health's EBIT too high?
Oscar Health's current EBIT is $-10 Mil. Overall, Oscar Health has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's EBIT compare to MOH and ALHC?
Oscar Health's EBIT of $-10 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Healthcare Plans company?
A good EBIT depends on the Healthcare Plans industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Oscar Health. Oscar Health's current EBIT is $-10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.04, compared to a current price of $28.83 — trading 37% above its estimated fair value. The current EBIT is $-10 Mil. Oscar Health's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Oscar Health (OSCR), the current EBIT is $-10 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of $28.83 is trading 37% above its estimated GF Value™ of $21.04. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for OSCR:

  • EBIT: $-10 Mil
  • GF Value™: $21.04 vs. price of $28.83 (37% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
79GF Score

Get the complete analysis for OSCR

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.83
Price
$21.04
GF Value