Oscar HealthOSCR -1.00%74 Net Margin % is 14.61% as of Mar. 2026. GuruFocus rates OSCR with a GF Score™ of 74/100 and a GF Value™ of $21.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 18 Healthcare Plans companies, Oscar Health ranks worse than 83.33% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Oscar Health's Net Income for the
three
months ended in Mar. 2026 was $679 Mil. Oscar Health's Revenue for the
three
months ended in Mar. 2026 was $4,647 Mil. Therefore, Oscar Health's net margin for the quarter that ended in Mar. 2026 was 14.61%.
The historical rank and industry rank for Oscar Health's Net Margin % or its related term are showing as below:
OSCR'
s Net Margin % Range Over the Past 10 Years
Min: -69 Med: -14.7 Max: 0.28
Current: -0.3
OSCR's Net Margin % is ranked worse than 83.33% of 18
companies
in the Healthcare Plans industry
Industry Median: 0.95
vs OSCR: -0.30
Oscar Health (NYSE:OSCR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Oscar Health Net Margin % Related Terms
Oscar Health Net Margin % Historical Data
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The historical data trend for Oscar Health's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, Oscar Health's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health Net Margin % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's Net Margin % distribution charts can be found below:
* The bar in red indicates where Oscar Health's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oscar Health (OSCR) has a Net Margin % of 14.61% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Oscar Health and its competitors. According to the industry distribution chart, Oscar Health ranks #15 out of 18 companies in the Healthcare Plans industry, placing it in the top 83.3%.
Is Oscar Health's Net Margin % too high?
Oscar Health's current Net Margin % is 14.61%. The Healthcare Plans industry median Net Margin % is 0.95. Oscar Health's value of 14.61% is 1437.9% above this industry median. Based on the distribution chart, Oscar Health ranks #15 out of 18 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Oscar Health has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's Net Margin % compare to MOH and ALHC?
According to the Healthcare Plans industry distribution chart, Oscar Health ranks #15 out of 18 companies for Net Margin %. This places Oscar Health in the lower half of its industry. The industry median Net Margin % is 0.95. Oscar Health's value of 14.61% is 1437.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Healthcare Plans company?
The median Net Margin % among Healthcare Plans companies is 0.95, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oscar Health's current Net Margin % of 14.61% is 1437.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Oscar Health and its competitors. For the Healthcare Plans industry, the median Net Margin % is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oscar Health's current Net Margin % is 14.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.26, compared to a current price of $30.81 — trading 44.9% above its estimated fair value. The current Net Margin % is 14.61% and 1437.9% above the Healthcare Plans industry median of 0.95. Oscar Health's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Oscar Health (OSCR), the current Net Margin % is 14.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of $30.81 is trading 44.9% above its estimated GF Value™ of $21.26.
GuruFocus considers Oscar Health to be Significantly Overvalued.
Key valuation signals for OSCR:
Net Margin %: 14.61%
GF Value™: $21.26 vs. price of $30.81 (44.9% above fair value)
Industry Position: 1437.9% above the Healthcare Plans median (#15 of 18)
No single metric tells the full story. See the OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
74GF Score
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