OSCR (Oscar Health) EPS (Diluted): $-0.59 (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSCR Oscar Health Inc OSCR
80 GF Score
Price $31.60
GF Value $21.33
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Oscar Health EPS (Diluted)?

Oscar Health OSCR +3.47% 80 EPS (Diluted) is $-0.59 as of Mar. 2026. GuruFocus rates OSCR with a GF Score™ of 80/100 and a GF Value™ of $21.33 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Oscar Health's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $2.07. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.59.

Oscar Health's EPS (Basic) for the three months ended in Mar. 2026 was $2.28. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.38.

Oscar Health's EPS without NRI for the three months ended in Mar. 2026 was $3.10. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.44.

During the past 12 months, Oscar Health's average EPS without NRIGrowth Rate was -56.70% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 16.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, Oscar Health's highest 3-Year average EPS without NRI Growth Rate was 55.80% per year. The lowest was -30.40% per year. And the median was 16.00% per year.

Oscar Health  (NYSE:OSCR) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Oscar Health EPS (Diluted) Related Terms

Oscar Health EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Oscar Health's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oscar Health EPS (Diluted) Chart

Oscar Health Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial -3.20 -2.85 -1.22 0.10 -1.69

Oscar Health Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 -0.89 -0.53 -1.24 2.07

OSCR vs MOH, ALHC, CLOV: EPS (Diluted) Comparison

For the Healthcare Plans subindustry, Oscar Health's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oscar Health PE Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Oscar Health's PE Ratio distribution charts can be found below:

* The bar in red indicates where Oscar Health's PE Ratio falls into.


OSCR
80GF Score
Oscar Health Inc OSCR
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oscar Health EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Oscar Health's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(-443.151-0)/262.388
=-1.69

Oscar Health's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(678.996-0)/329.751
=2.06

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $-0.59 mean?
Oscar Health (OSCR) has a EPS (Diluted) of $-0.59 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Oscar Health and its competitors.
Is Oscar Health's EPS (Diluted) too high?
Oscar Health's current EPS (Diluted) is $-0.59. Overall, Oscar Health has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's EPS (Diluted) compare to MOH and ALHC?
Oscar Health's EPS (Diluted) of $-0.59 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Healthcare Plans company?
A good EPS (Diluted) depends on the Healthcare Plans industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Oscar Health and its competitors. Oscar Health's current EPS (Diluted) is $-0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.33, compared to a current price of $31.60 — trading 48.1% above its estimated fair value. The current EPS (Diluted) is $-0.59. Oscar Health's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Oscar Health (OSCR), the current EPS (Diluted) is $-0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of $31.60 is trading 48.1% above its estimated GF Value™ of $21.33. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for OSCR:

  • EPS (Diluted): $-0.59
  • GF Value™: $21.33 vs. price of $31.60 (48.1% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
80GF Score

Get the complete analysis for OSCR

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.60
Price
$21.33
GF Value