Oscar HealthOSCR -1.00%74 OCF Margin % is 56.36% as of Mar. 2026, which is 511% above its 10-year median of 9.22. GuruFocus rates OSCR with a GF Score™ of 74/100 and a GF Value™ of $21.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 18 Healthcare Plans companies, Oscar Health ranks better than 88.89% on this metric.
The historical rank and industry rank for Oscar Health's OCF Margin % or its related term are showing as below:
OSCR'
s OCF Margin % Range Over the Past 10 Years
Min: -29.86 Med: 9.22 Max: 37.77
Current: 21.31
During the past 7 years, the highest OCF Margin % of Oscar Health was 37.77%. The lowest was -29.86%. And the median was 9.22%.
OSCR's OCF Margin % is ranked better than 88.89% of 18
companies
in the Healthcare Plans industry
Industry Median: 5.525
vs OSCR: 21.31
Oscar Health OCF Margin % Related Terms
Oscar Health OCF Margin % Historical Data
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The historical data trend for Oscar Health's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, Oscar Health's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health OCF Margin % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Oscar Health's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oscar Health (OSCR) has a OCF Margin % of 56.36% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Oscar Health and its competitors. This is 511% above median its historical median of 9.22. According to the industry distribution chart, Oscar Health ranks #2 out of 18 companies in the Healthcare Plans industry, placing it in the top 11.1%.
Is Oscar Health's OCF Margin % too high?
Oscar Health's current OCF Margin % of 56.36% is 511% above median its 10-year median of 9.22. The Healthcare Plans industry median OCF Margin % is 5.53. Oscar Health's value of 56.36% is 920.1% above this industry median. Based on the distribution chart, Oscar Health ranks #2 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Oscar Health has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's OCF Margin % compare to MOH and ALHC?
According to the Healthcare Plans industry distribution chart, Oscar Health ranks #2 out of 18 companies for OCF Margin %. This places Oscar Health in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 5.53. Oscar Health's value of 56.36% is 920.1% above this benchmark. While the company's 10-year median is 9.22 vs. the industry median of 5.53, Oscar Health has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Healthcare Plans company?
The median OCF Margin % among Healthcare Plans companies is 5.53, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oscar Health's current OCF Margin % of 56.36% is 920.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Oscar Health and its competitors. For the Healthcare Plans industry, the median OCF Margin % is 5.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oscar Health's current OCF Margin % is 56.36%, which is 511% above median its own 10-year median of 9.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.26, compared to a current price of $30.81 — trading 44.9% above its estimated fair value. The current OCF Margin % is 56.36%, which is 511% above median its 10-year median of 9.22 and 920.1% above the Healthcare Plans industry median of 5.53. Oscar Health's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Oscar Health (OSCR), the current OCF Margin % is 56.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of $30.81 is trading 44.9% above its estimated GF Value™ of $21.26.
GuruFocus considers Oscar Health to be Significantly Overvalued.
Key valuation signals for OSCR:
OCF Margin %: 56.36% (511% above median its 10-year median of 9.22)
GF Value™: $21.26 vs. price of $30.81 (44.9% above fair value)
Industry Position: 920.1% above the Healthcare Plans median (#2 of 18)
No single metric tells the full story. See the OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
74GF Score
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