OSCR (Oscar Health) Tariff Resilience Score: 8/10 (As of Jul. 14, 2026)

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OSCR Oscar Health Inc OSCR
76 GF Score
Price $31.60
GF Value $21.33
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Oscar Health Tariff Resilience Score?

Oscar Health OSCR +3.47% 76 Tariff Resilience Score is 8 as of Jul. 14, 2026. GuruFocus rates OSCR with a GF Score™ of 76/100 and a GF Value™ of $21.33 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 18 Healthcare Plans companies, Oscar Health ranks better than 61.11% on this metric.

Oscar Health has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Oscar Health has Oscar Health Inc, a health insurance company, has low tariff exposure. Its services are domestic and not reliant on international supply chains. The healthcare industry is generally insulated from direct tariff impacts, providing resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Oscar Health might have Highly Resilient.

Oscar Health  (NYSE:OSCR) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Oscar Health Tariff Resilience Score Related Terms

OSCR vs MOH, ALHC, CLOV: Tariff Resilience Score Comparison

For the Healthcare Plans subindustry, Oscar Health's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oscar Health Tariff Resilience Score vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Oscar Health's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Oscar Health's Tariff Resilience Score falls into.


OSCR
76GF Score
Oscar Health Inc OSCR
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Oscar Health (OSCR) has a Tariff Resilience Score of 8 as of Jul. 14, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Oscar Health ranks #7 out of 18 companies in the Healthcare Plans industry, placing it in the top 38.9%.
Is Oscar Health's Tariff Resilience Score too high?
Oscar Health's current Tariff Resilience Score is 8. The Healthcare Plans industry median Tariff Resilience Score is 8.00. Oscar Health's value of 8 is 0% at this industry median. Based on the distribution chart, Oscar Health ranks #7 out of 18 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Oscar Health has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's Tariff Resilience Score compare to MOH and ALHC?
According to the Healthcare Plans industry distribution chart, Oscar Health ranks #7 out of 18 companies for Tariff Resilience Score. This puts Oscar Health in the upper half of its industry. The industry median Tariff Resilience Score is 8.00. Oscar Health's value of 8 is 0% at this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Healthcare Plans company?
The median Tariff Resilience Score among Healthcare Plans companies is 8.00, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Tariff Resilience Score significantly above this median, while those in the bottom quartile fall well below. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oscar Health's current Tariff Resilience Score of 8 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. For the Healthcare Plans industry, the median Tariff Resilience Score is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oscar Health's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.33, compared to a current price of $31.60 — trading 48.1% above its estimated fair value. The current Tariff Resilience Score is 8 and 0% at the Healthcare Plans industry median of 8.00. Oscar Health's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Oscar Health (OSCR), the current Tariff Resilience Score is 8 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of $31.60 is trading 48.1% above its estimated GF Value™ of $21.33. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for OSCR:

  • Tariff Resilience Score: 8
  • GF Value™: $21.33 vs. price of $31.60 (48.1% above fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 0% at the Healthcare Plans median (#7 of 18)

No single metric tells the full story. See the OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
76GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.60
Price
$21.33
GF Value