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During the past 12 months, Employers Holdings's average EBITDA Per Share Growth Rate was -80.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was -33.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was -22.40% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was -7.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Employers Holdings was 34.10% per year. The lowest was -33.60% per year. And the median was 3.70% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Employers Holdings 3-Year EBITDA Growth Rate Related Terms
EIG vs TIPT, AMSF, ITIC: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Specialty subindustry, Employers Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Employers Holdings 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Employers Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Employers Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of -33.60% mean?
Employers Holdings (EIG) has a 3-Year EBITDA Growth Rate of -33.60% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Employers Holdings and its competitors. According to the industry distribution chart, Employers Holdings ranks #285 out of 292 companies in the Insurance industry, placing it in the top 97.6%.
Is Employers Holdings' 3-Year EBITDA Growth Rate too high?
Employers Holdings' current 3-Year EBITDA Growth Rate is -33.60%. Based on the distribution chart, Employers Holdings ranks #285 out of 292 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Employers Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Employers Holdings' 3-Year EBITDA Growth Rate compare to TIPT and AMSF?
According to the Insurance industry distribution chart, Employers Holdings ranks #285 out of 292 companies for 3-Year EBITDA Growth Rate. This places Employers Holdings in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.10, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Employers Holdings and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Employers Holdings's current 3-Year EBITDA Growth Rate is -33.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Employers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Employers Holdings (EIG) is currently considered Fairly Valued. The stock's GF Value™ is $54.08, compared to a current price of $49.15 — trading 9.1% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -33.60%. Employers Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Employers Holdings (EIG), the current 3-Year EBITDA Growth Rate is -33.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Employers Holdings (EIG) Overvalued in 2026?
Based on GuruFocus' analysis, Employers Holdings stock appears to be undervalued.
The current stock price of $49.15 is trading 9.1% below its estimated GF Value™ of $54.08.
GuruFocus considers Employers Holdings to be Fairly Valued.
Key valuation signals for EIG:
3-Year EBITDA Growth Rate: -33.60%
GF Value™: $54.08 vs. price of $49.15 (9.1% below fair value)
No single metric tells the full story. See the EIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
70GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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