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1-Year Return on Invested Incremental Capital (1-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 1-year.
Employers Holdings's 1-Year ROIIC % for the quarter that ended in Jun. 2026 was 45.09%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Employers Holdings's 1-Year ROIIC % or its related term are showing as below:
EIG's 1-Year ROIIC % is ranked better than 85.79% of 359
companies
in the Insurance industry
Industry Median: 3.71
vs EIG: 45.09
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Employers Holdings 1-Year ROIIC % Related Terms
Employers Holdings 1-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Employers Holdings's 1-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EIG vs TIPT, AMSF, ITIC: 1-Year ROIIC % Comparison
For the Insurance - Specialty subindustry, Employers Holdings's 1-Year ROIIC %, along with its competitors' market caps and 1-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Employers Holdings 1-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Employers Holdings's 1-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Employers Holdings's 1-Year ROIIC % falls into.
Employers Holdings's 1-Year ROIIC % for the quarter that ended in Jun. 2026 is calculated as:
1-Year ROIIC %
=
1-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
1-Year Incremental Invested Capital
=
( 9.8737 (Jun. 2026) - 101.1788 (Jun. 2025) )
/
( 3204.21 (Jun. 2026) - 3406.715 (Jun. 2025) )
=
-91.3051
/
-202.505
=
45.09%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of NOPAT and Invested Capital was used to calculate 1-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Employers Holdings (EIG) has a 1-Year ROIIC % of 45.09 as of Jun. 2026. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on Employers Holdings and its competitors. According to the industry distribution chart, Employers Holdings ranks #51 out of 359 companies in the Insurance industry, placing it in the top 14.2%.
Is Employers Holdings' 1-Year ROIIC % too high?
Employers Holdings' current 1-Year ROIIC % is 45.09. The Insurance industry median 1-Year ROIIC % is 3.71. Employers Holdings' value of 45.09 is 1115.4% above this industry median. Based on the distribution chart, Employers Holdings ranks #51 out of 359 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Employers Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Employers Holdings' 1-Year ROIIC % compare to TIPT and AMSF?
According to the Insurance industry distribution chart, Employers Holdings ranks #51 out of 359 companies for 1-Year ROIIC %. This places Employers Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median 1-Year ROIIC % is 3.71. Employers Holdings' value of 45.09 is 1115.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year ROIIC % for an Insurance company?
The median 1-Year ROIIC % among Insurance companies is 3.71, based on 359 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 1-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Employers Holdings's current 1-Year ROIIC % of 45.09 is 1115.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year ROIIC % mean?
A high 1-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on Employers Holdings and its competitors. For the Insurance industry, the median 1-Year ROIIC % is 3.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Employers Holdings's current 1-Year ROIIC % is 45.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Employers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Employers Holdings (EIG) is currently considered Fairly Valued. The stock's GF Value™ is $53.74, compared to a current price of $50.65 — trading 5.7% below its estimated fair value. The current 1-Year ROIIC % is 45.09 and 1115.4% above the Insurance industry median of 3.71. Employers Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year ROIIC % calculated?
1-Year ROIIC % is calculated from a company's financial statements. For Employers Holdings (EIG), the current 1-Year ROIIC % is 45.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Employers Holdings (EIG) Overvalued in 2026?
Based on GuruFocus' analysis, Employers Holdings stock appears to be undervalued.
The current stock price of $50.65 is trading 5.7% below its estimated GF Value™ of $53.74.
GuruFocus considers Employers Holdings to be Fairly Valued.
Key valuation signals for EIG:
1-Year ROIIC %: 45.09
GF Value™: $53.74 vs. price of $50.65 (5.7% below fair value)
Industry Position: 1115.4% above the Insurance median (#51 of 359)
No single metric tells the full story. See the EIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
70GF Score
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