EIG (Employers Holdings) 3-1 Month Momentum %: 16.40% (As of Aug. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EIG Employers Holdings Inc EIG
70 GF Score
Price $48.13
GF Value $53.91
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Employers Holdings 3-1 Month Momentum %?

Employers Holdings EIG +0.50% 70 3-1 Month Momentum % is 16.40% as of Aug. 20, 2026. GuruFocus rates EIG with a GF Score™ of 70/100 and a GF Value™ of $53.91 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 579 Insurance companies, Employers Holdings ranks better than 83.25% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-20), Employers Holdings's 3-1 Month Momentum % is 16.40%.

The industry rank for Employers Holdings's 3-1 Month Momentum % or its related term are showing as below:

EIG's 3-1 Month Momentum % is ranked better than
83.25% of 579 companies
in the Insurance industry
Industry Median: 5.02 vs EIG: 16.40

Employers Holdings  (NYSE:EIG) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Employers Holdings 3-1 Month Momentum % Related Terms


EIG vs TIPT, AMSF, ITIC: 3-1 Month Momentum % Comparison

For the Insurance - Specialty subindustry, Employers Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Employers Holdings 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Employers Holdings's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Employers Holdings's 3-1 Month Momentum % falls into.


EIG
70GF Score
Employers Holdings Inc EIG
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Employers Holdings  (NYSE:EIG) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 16.40% mean?
Employers Holdings (EIG) has a 3-1 Month Momentum % of 16.40% as of Aug. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Employers Holdings and its competitors. According to the industry distribution chart, Employers Holdings ranks #97 out of 579 companies in the Insurance industry, placing it in the top 16.8%.
Is Employers Holdings' 3-1 Month Momentum % too high?
Employers Holdings' current 3-1 Month Momentum % is 16.40%. The Insurance industry median 3-1 Month Momentum % is 5.02. Employers Holdings' value of 16.40% is 226.7% above this industry median. Based on the distribution chart, Employers Holdings ranks #97 out of 579 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Employers Holdings has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Employers Holdings' 3-1 Month Momentum % compare to TIPT and AMSF?
According to the Insurance industry distribution chart, Employers Holdings ranks #97 out of 579 companies for 3-1 Month Momentum %. This places Employers Holdings in the top 17% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 5.02. Employers Holdings' value of 16.40% is 226.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 5.02, based on 579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Employers Holdings's current 3-1 Month Momentum % of 16.40% is 226.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Employers Holdings and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 5.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Employers Holdings's current 3-1 Month Momentum % is 16.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Employers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Employers Holdings (EIG) is currently considered Modestly Undervalued. The stock's GF Value™ is $53.91, compared to a current price of $48.13 — trading 10.7% below its estimated fair value. The current 3-1 Month Momentum % is 16.40% and 226.7% above the Insurance industry median of 5.02. Employers Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Employers Holdings (EIG), the current 3-1 Month Momentum % is 16.40% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Employers Holdings (EIG) Overvalued in 2026?

Based on GuruFocus' analysis, Employers Holdings stock appears to be undervalued. The current stock price of $48.13 is trading 10.7% below its estimated GF Value™ of $53.91. GuruFocus considers Employers Holdings to be Modestly Undervalued.

Key valuation signals for EIG:

  • 3-1 Month Momentum %: 16.40%
  • GF Value™: $53.91 vs. price of $48.13 (10.7% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 226.7% above the Insurance median (#97 of 579)

No single metric tells the full story. See the EIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Employers Holdings Business Description

Other Exchanges YGB:Germany
Address 5340 Kietzke Lane, Suite 202, Reno, NV, USA, 89511
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
70GF Score

Get the complete analysis for EIG

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.13
Price
$53.91
GF Value