EIG (Employers Holdings) 5-Year Yield-on-Cost %: 3.34 (As of Aug. 04, 2026) — Near Median

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EIG Employers Holdings Inc EIG
70 GF Score
Price $50.65
GF Value $53.74
Valuation Fairly Valued
! 4 Warning Signs
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What is Employers Holdings 5-Year Yield-on-Cost %?

Employers Holdings EIG +0.20% 70 5-Year Yield-on-Cost % is 3.34 as of Aug. 04, 2026, which is 8% above its 10-year median of 3.09. GuruFocus rates EIG with a GF Score™ of 70/100 and a GF Value™ of $53.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 419 Insurance companies, Employers Holdings ranks worse than 56.8% on this metric.

Employers Holdings's yield on cost for the quarter that ended in Jun. 2026 was 3.34.


The historical rank and industry rank for Employers Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:

EIG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.06   Med: 3.09   Max: 4.29
Current: 3.34


During the past 13 years, Employers Holdings's highest Yield on Cost was 4.29. The lowest was 1.06. And the median was 3.09.


EIG's 5-Year Yield-on-Cost % is ranked worse than
56.8% of 419 companies
in the Insurance industry
Industry Median: 3.87 vs EIG: 3.34

Employers Holdings  (NYSE:EIG) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Employers Holdings 5-Year Yield-on-Cost % Related Terms


EIG vs TIPT, AMSF, ITIC: 5-Year Yield-on-Cost % Comparison

For the Insurance - Specialty subindustry, Employers Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Employers Holdings 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Employers Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Employers Holdings's 5-Year Yield-on-Cost % falls into.


EIG
70GF Score
Employers Holdings Inc EIG
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Employers Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Employers Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.34 mean?
Employers Holdings (EIG) has a 5-Year Yield-on-Cost % of 3.34 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Employers Holdings and its competitors. This is near median its historical median of 3.09. Over the past decade, Employers Holdings' 5-Year Yield-on-Cost % has ranged from 1.06 to 4.29. According to the industry distribution chart, Employers Holdings ranks #238 out of 419 companies in the Insurance industry, placing it in the top 56.8%.
Is Employers Holdings' 5-Year Yield-on-Cost % too high?
Employers Holdings' current 5-Year Yield-on-Cost % of 3.34 is near median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 4.29. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Employers Holdings' value of 3.34 is 13.7% below this industry median. Based on the distribution chart, Employers Holdings ranks #238 out of 419 companies in the Insurance industry, which is below the industry midpoint. Overall, Employers Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Employers Holdings' 5-Year Yield-on-Cost % compare to TIPT and AMSF?
According to the Insurance industry distribution chart, Employers Holdings ranks #238 out of 419 companies for 5-Year Yield-on-Cost %. This places Employers Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Employers Holdings' value of 3.34 is 13.7% below this benchmark. Historically, Employers Holdings' own 5-Year Yield-on-Cost % has ranged from 1.06 to 4.29 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 3.87, Employers Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Employers Holdings's current 5-Year Yield-on-Cost % of 3.34 is 13.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Employers Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Employers Holdings's current 5-Year Yield-on-Cost % is 3.34, which is near median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Employers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Employers Holdings (EIG) is currently considered Fairly Valued. The stock's GF Value™ is $53.74, compared to a current price of $50.65 — trading 5.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.34, which is near median its 10-year median of 3.09 and 13.7% below the Insurance industry median of 3.87. Employers Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Employers Holdings (EIG), the current 5-Year Yield-on-Cost % is 3.34 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Employers Holdings (EIG) Overvalued in 2026?

Based on GuruFocus' analysis, Employers Holdings stock appears to be undervalued. The current stock price of $50.65 is trading 5.7% below its estimated GF Value™ of $53.74. GuruFocus considers Employers Holdings to be Fairly Valued.

Key valuation signals for EIG:

  • 5-Year Yield-on-Cost %: 3.34 (near median its 10-year median of 3.09)
  • GF Value™: $53.74 vs. price of $50.65 (5.7% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 13.7% below the Insurance median (#238 of 419)

No single metric tells the full story. See the EIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Employers Holdings Business Description

Other Exchanges YGB:Germany
Address 5340 Kietzke Lane, Suite 202, Reno, NV, USA, 89511
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
70GF Score

Get the complete analysis for EIG

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.65
Price
$53.74
GF Value