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Employers HoldingsEIG -0.85%70 EV-to-EBIT is 96.56 as of Aug. 04, 2026, which is 1116% above its 10-year median of 7.94. GuruFocus rates EIG with a GF Score™ of 70/100 and a GF Value™ of $53.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 345 Insurance companies, Employers Holdings ranks worse than 97.1% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Employers Holdings's Enterprise Value for the quarter that ended in Jun. 2026 was $921.6 Mil.
Employers Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Employers Holdings EV-to-EBIT Related Terms
Employers Holdings EV-to-EBIT Historical Data
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The historical data trend for Employers Holdings's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Employers Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Employers Holdings EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Employers Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Employers Holdings's EV-to-EBIT falls into.
Employers Holdings's current Enterprise Value is $917.3 Mil.
Employers Holdings's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Employers Holdings (EIG) has a EV-to-EBIT of 96.56 as of Aug. 04, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Employers Holdings and its competitors. This is 1116% above median its historical median of 7.94. Over the past decade, Employers Holdings' EV-to-EBIT has ranged from 4.99 to 101.59. According to the industry distribution chart, Employers Holdings ranks #335 out of 345 companies in the Insurance industry, placing it in the top 97.1%.
Is Employers Holdings' EV-to-EBIT too high?
Employers Holdings' current EV-to-EBIT of 96.56 is 1116% above median its 10-year median of 7.94. Over the past 10 years, this metric has ranged from a low of 4.99 to a high of 101.59. The Insurance industry median EV-to-EBIT is 8.55. Employers Holdings' value of 96.56 is 1029.4% above this industry median. Based on the distribution chart, Employers Holdings ranks #335 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Employers Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Employers Holdings' EV-to-EBIT compare to TIPT and AMSF?
According to the Insurance industry distribution chart, Employers Holdings ranks #335 out of 345 companies for EV-to-EBIT. This places Employers Holdings in the lower half of its industry. The industry median EV-to-EBIT is 8.55. Employers Holdings' value of 96.56 is 1029.4% above this benchmark. Historically, Employers Holdings' own EV-to-EBIT has ranged from 4.99 to 101.59 over the past decade. While the company's 10-year median is 7.94 vs. the industry median of 8.55, Employers Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Employers Holdings's current EV-to-EBIT of 96.56 is 1029.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Employers Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Employers Holdings's current EV-to-EBIT is 96.56, which is 1116% above median its own 10-year median of 7.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Employers Holdings stock overvalued right now?
Based on GuruFocus' analysis, Employers Holdings (EIG) is currently considered Fairly Valued. The stock's GF Value™ is $53.74, compared to a current price of $50.22 — trading 6.6% below its estimated fair value. The current EV-to-EBIT is 96.56, which is 1116% above median its 10-year median of 7.94 and 1029.4% above the Insurance industry median of 8.55. Employers Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Employers Holdings (EIG), the current EV-to-EBIT is 96.56 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Employers Holdings (EIG) Overvalued in 2026?
Based on GuruFocus' analysis, Employers Holdings stock appears to be undervalued.
The current stock price of $50.22 is trading 6.6% below its estimated GF Value™ of $53.74.
GuruFocus considers Employers Holdings to be Fairly Valued.
Key valuation signals for EIG:
EV-to-EBIT: 96.56 (1116% above median its 10-year median of 7.94)
GF Value™: $53.74 vs. price of $50.22 (6.6% below fair value)
Industry Position: 1029.4% above the Insurance median (#335 of 345)
No single metric tells the full story. See the EIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
70GF Score
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