Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Goosehead InsuranceGSHD +2.77%80 3-Year EBITDA Growth Rate is 41.70% as of Jun. 2026, which is 7% above its 10-year median of 38.80. GuruFocus rates GSHD with a GF Score™ of 80/100 and a GF Value™ of $83.85 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 292 Insurance companies, Goosehead Insurance ranks better than 81.51% on this metric.
During the past 12 months, Goosehead Insurance's average EBITDA Per Share Growth Rate was 34.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 41.70% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 18.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 10 years, the highest 3-Year average EBITDA Per Share Growth Rate of Goosehead Insurance was 84.20% per year. The lowest was -7.70% per year. And the median was 38.80% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Goosehead Insurance 3-Year EBITDA Growth Rate Related Terms
GSHD vs LIFE, CRD.A, TWFG: 3-Year EBITDA Growth Rate Comparison
For the Insurance Brokers subindustry, Goosehead Insurance's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goosehead Insurance 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Goosehead Insurance's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Goosehead Insurance's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 41.70% mean?
Goosehead Insurance (GSHD) has a 3-Year EBITDA Growth Rate of 41.70% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Goosehead Insurance and its competitors. This is near median its historical median of 38.80. According to the industry distribution chart, Goosehead Insurance ranks #54 out of 292 companies in the Insurance industry, placing it in the top 18.5%.
Is Goosehead Insurance's 3-Year EBITDA Growth Rate too high?
Goosehead Insurance's current 3-Year EBITDA Growth Rate of 41.70% is near median its 10-year median of 38.80. The Insurance industry median 3-Year EBITDA Growth Rate is 15.85. Goosehead Insurance's value of 41.70% is 163.1% above this industry median. Based on the distribution chart, Goosehead Insurance ranks #54 out of 292 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Goosehead Insurance has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's 3-Year EBITDA Growth Rate compare to LIFE and CRD.A?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #54 out of 292 companies for 3-Year EBITDA Growth Rate. This places Goosehead Insurance in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 15.85. Goosehead Insurance's value of 41.70% is 163.1% above this benchmark. While the company's 10-year median is 38.80 vs. the industry median of 15.85, Goosehead Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.85, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goosehead Insurance's current 3-Year EBITDA Growth Rate of 41.70% is 163.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Goosehead Insurance and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goosehead Insurance's current 3-Year EBITDA Growth Rate is 41.70%, which is near median its own 10-year median of 38.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (GSHD) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.85, compared to a current price of $72.40 — trading 13.7% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 41.70%, which is near median its 10-year median of 38.80 and 163.1% above the Insurance industry median of 15.85. Goosehead Insurance's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Goosehead Insurance (GSHD), the current 3-Year EBITDA Growth Rate is 41.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goosehead Insurance (GSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued.
The current stock price of $72.40 is trading 13.7% below its estimated GF Value™ of $83.85.
GuruFocus considers Goosehead Insurance to be Modestly Undervalued.
Key valuation signals for GSHD:
3-Year EBITDA Growth Rate: 41.70% (near median its 10-year median of 38.80)
GF Value™: $83.85 vs. price of $72.40 (13.7% below fair value)
Industry Position: 163.1% above the Insurance median (#54 of 292)
No single metric tells the full story. See the GSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
80GF Score
Get the complete analysis for GSHD
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GSHD has been successfully added to your 
