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Goosehead InsuranceGSHD -2.81%75 Net Margin % is 8.88% as of Jun. 2026, which is 64% above its 10-year median of 5.41. GuruFocus rates GSHD with a GF Score™ of 75/100 and a GF Value™ of $83.43 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Goosehead Insurance ranks worse than 50.9% on this metric.
Goosehead Insurance (NAS:GSHD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Goosehead Insurance Net Margin % Related Terms
Goosehead Insurance Net Margin % Historical Data
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The historical data trend for Goosehead Insurance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSHD vs LIFE, CRD.A, TWFG: Net Margin % Comparison
For the Insurance Brokers subindustry, Goosehead Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goosehead Insurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Goosehead Insurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Goosehead Insurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Goosehead Insurance (GSHD) has a Net Margin % of 8.88% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Goosehead Insurance and its competitors. This is 64% above median its historical median of 5.41. According to the industry distribution chart, Goosehead Insurance ranks #255 out of 501 companies in the Insurance industry, placing it in the top 50.9%.
Is Goosehead Insurance's Net Margin % too high?
Goosehead Insurance's current Net Margin % of 8.88% is 64% above median its 10-year median of 5.41. The Insurance industry median Net Margin % is 9.01. Goosehead Insurance's value of 8.88% is 1.4% below this industry median. Based on the distribution chart, Goosehead Insurance ranks #255 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Goosehead Insurance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's Net Margin % compare to LIFE and CRD.A?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #255 out of 501 companies for Net Margin %. This places Goosehead Insurance in the lower half of its industry. The industry median Net Margin % is 9.01. Goosehead Insurance's value of 8.88% is 1.4% below this benchmark. While the company's 10-year median is 5.41 vs. the industry median of 9.01, Goosehead Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.01, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goosehead Insurance's current Net Margin % of 8.88% is 1.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Goosehead Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goosehead Insurance's current Net Margin % is 8.88%, which is 64% above median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (GSHD) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.43, compared to a current price of $64.53 — trading 22.7% below its estimated fair value. The current Net Margin % is 8.88%, which is 64% above median its 10-year median of 5.41 and 1.4% below the Insurance industry median of 9.01. Goosehead Insurance's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Goosehead Insurance (GSHD), the current Net Margin % is 8.88% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goosehead Insurance (GSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued.
The current stock price of $64.53 is trading 22.7% below its estimated GF Value™ of $83.43.
GuruFocus considers Goosehead Insurance to be Modestly Undervalued.
Key valuation signals for GSHD:
Net Margin %: 8.88% (64% above median its 10-year median of 5.41)
GF Value™: $83.43 vs. price of $64.53 (22.7% below fair value)
Industry Position: 1.4% below the Insurance median (#255 of 501)
No single metric tells the full story. See the GSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
75GF Score
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