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Goosehead InsuranceGSHD -2.81%75 Return-on-Tangible-Asset is 11.39% as of Jun. 2026, which is 58% above its 10-year median of 7.23. GuruFocus rates GSHD with a GF Score™ of 75/100 and a GF Value™ of $83.43 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Goosehead Insurance ranks better than 90.14% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Goosehead Insurance's annualizedNet Income for the quarter that ended in Jun. 2026 was $40.3 Mil. Goosehead Insurance's average total tangible assets for the quarter that ended in Jun. 2026 was $353.6 Mil. Therefore, Goosehead Insurance's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 11.39%.
The historical rank and industry rank for Goosehead Insurance's Return-on-Tangible-Asset or its related term are showing as below:
GSHD'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -34.89 Med: 7.23 Max: 54.61
Current: 9.5
During the past 10 years, Goosehead Insurance's highest Return-on-Tangible-Asset was 54.61%. The lowest was -34.89%. And the median was 7.23%.
GSHD's Return-on-Tangible-Asset is ranked better than 90.14% of 507
companies
in the Insurance industry
Industry Median: 2.76
vs GSHD: 9.50
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Goosehead Insurance Return-on-Tangible-Asset Related Terms
Goosehead Insurance Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Goosehead Insurance's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSHD vs LIFE, CRD.A, TWFG: Return-on-Tangible-Asset Comparison
For the Insurance Brokers subindustry, Goosehead Insurance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goosehead Insurance Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Goosehead Insurance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Goosehead Insurance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 11.39% mean?
Goosehead Insurance (GSHD) has a Return-on-Tangible-Asset of 11.39% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Goosehead Insurance and its competitors. This is 58% above median its historical median of 7.23. According to the industry distribution chart, Goosehead Insurance ranks #50 out of 507 companies in the Insurance industry, placing it in the top 9.9%.
Is Goosehead Insurance's Return-on-Tangible-Asset too high?
Goosehead Insurance's current Return-on-Tangible-Asset of 11.39% is 58% above median its 10-year median of 7.23. The Insurance industry median Return-on-Tangible-Asset is 2.76. Goosehead Insurance's value of 11.39% is 312.7% above this industry median. Based on the distribution chart, Goosehead Insurance ranks #50 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Goosehead Insurance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's Return-on-Tangible-Asset compare to LIFE and CRD.A?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #50 out of 507 companies for Return-on-Tangible-Asset. This places Goosehead Insurance in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.76. Goosehead Insurance's value of 11.39% is 312.7% above this benchmark. While the company's 10-year median is 7.23 vs. the industry median of 2.76, Goosehead Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.76, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goosehead Insurance's current Return-on-Tangible-Asset of 11.39% is 312.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Goosehead Insurance and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goosehead Insurance's current Return-on-Tangible-Asset is 11.39%, which is 58% above median its own 10-year median of 7.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (GSHD) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.43, compared to a current price of $64.53 — trading 22.7% below its estimated fair value. The current Return-on-Tangible-Asset is 11.39%, which is 58% above median its 10-year median of 7.23 and 312.7% above the Insurance industry median of 2.76. Goosehead Insurance's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Goosehead Insurance (GSHD), the current Return-on-Tangible-Asset is 11.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goosehead Insurance (GSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued.
The current stock price of $64.53 is trading 22.7% below its estimated GF Value™ of $83.43.
GuruFocus considers Goosehead Insurance to be Modestly Undervalued.
Key valuation signals for GSHD:
Return-on-Tangible-Asset: 11.39% (58% above median its 10-year median of 7.23)
GF Value™: $83.43 vs. price of $64.53 (22.7% below fair value)
Industry Position: 312.7% above the Insurance median (#50 of 507)
No single metric tells the full story. See the GSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
75GF Score
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