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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Goosehead Insurance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $-112.4 Mil. Goosehead Insurance's Total Assets for the quarter that ended in Jun. 2026 was $406.8 Mil.
Therefore, Goosehead Insurance's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was -0.28.
The historical rank and industry rank for Goosehead Insurance's Equity-to-Asset or its related term are showing as below:
GSHD'
s Equity-to-Asset Range Over the Past 10 Years
Min: -2.79 Med: -0.02 Max: 2.66
Current: -0.28
During the past 10 years, the highest Equity to Asset Ratio of Goosehead Insurance was 2.66. The lowest was -2.79. And the median was -0.02.
GSHD's Equity-to-Asset is ranked worse than 99.2% of 501
companies
in the Insurance industry
Industry Median: 0.26
vs GSHD: -0.28
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Goosehead Insurance Equity-to-Asset Related Terms
Goosehead Insurance Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Goosehead Insurance's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GSHD vs LIFE, CRD.A, TWFG: Equity-to-Asset Comparison
For the Insurance Brokers subindustry, Goosehead Insurance's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goosehead Insurance Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Goosehead Insurance's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Goosehead Insurance's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Goosehead Insurance's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Goosehead Insurance (GSHD) has a Equity-to-Asset of -0.28 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Goosehead Insurance and its competitors. According to the industry distribution chart, Goosehead Insurance ranks #497 out of 501 companies in the Insurance industry, placing it in the top 99.2%.
Is Goosehead Insurance's Equity-to-Asset too high?
Goosehead Insurance's current Equity-to-Asset is -0.28. Based on the distribution chart, Goosehead Insurance ranks #497 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Goosehead Insurance has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's Equity-to-Asset compare to LIFE and CRD.A?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #497 out of 501 companies for Equity-to-Asset. This places Goosehead Insurance in the lower half of its industry. The industry median Equity-to-Asset is 0.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Goosehead Insurance and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goosehead Insurance's current Equity-to-Asset is -0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (GSHD) is currently considered Significantly Undervalued. The stock's GF Value™ is $84.40, compared to a current price of $57.55 — trading 31.8% below its estimated fair value. The current Equity-to-Asset is -0.28. Goosehead Insurance's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Goosehead Insurance (GSHD), the current Equity-to-Asset is -0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goosehead Insurance (GSHD) Overvalued in 2026?
Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued.
The current stock price of $57.55 is trading 31.8% below its estimated GF Value™ of $84.40.
GuruFocus considers Goosehead Insurance to be Significantly Undervalued.
Key valuation signals for GSHD:
Equity-to-Asset: -0.28
GF Value™: $84.40 vs. price of $57.55 (31.8% below fair value)
No single metric tells the full story. See the GSHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
83GF Score
Get the complete analysis for GSHD
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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