PRG (PROG Holdings) Pre-Tax Income: $173 Mil (TTM As of Jun. 2026)

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PRG PROG Holdings Inc PRG
91 GF Score
Price $39.65
GF Value $40.80
Valuation Fairly Valued
! 4 Warning Signs
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What is PROG Holdings Pre-Tax Income?

PROG Holdings PRG -0.30% 91 Pre-Tax Income is $173 Mil as of Jun. 2026. GuruFocus rates PRG with a GF Score™ of 91/100 and a GF Value™ of $40.80 (Fairly Valued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. PROG Holdings's pretax income for the three months ended in Jun. 2026 was $51 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $173 Mil. PROG Holdings's pretax margin was 7.06%.

During the past 13 years, PROG Holdings's highest Pretax Margin was 12.26%. The lowest was 1.28%. And the median was 7.16%.


PROG Holdings  (NYSE:PRG) Pre-Tax Income Explanation

PROG Holdings's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=50.807/719.715
=7.06%

During the past 13 years, PROG Holdings's highest Pretax Margin was 12.26%. The lowest was 1.28%. And the median was 7.16%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PROG Holdings Pre-Tax Income Related Terms


PROG Holdings Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for PROG Holdings's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PROG Holdings Pre-Tax Income Chart

PROG Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 328.20 148.24 189.30 163.44 174.52

PROG Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.16 45.65 29.07 47.56 50.81

PRG vs LIME, WLFC, VSTS: Pre-Tax Income Comparison

For the Rental & Leasing Services subindustry, PROG Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PROG Holdings Pre-Tax Income vs Business Services Industry

For the Business Services industry and Industrials sector, PROG Holdings's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where PROG Holdings's Pre-Tax Income falls into.


PRG
91GF Score
PROG Holdings Inc PRG
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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PROG Holdings Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

PROG Holdings's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=403.896+-169.261+-39.32+7.066+-27.862
=175

PROG Holdings's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=105.618+-39.988+-15.217+0.394+7.105427357601E-15
=51

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $173 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $173 Mil mean?
PROG Holdings (PRG) has a Pre-Tax Income of $173 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PROG Holdings and its competitors.
Is PROG Holdings' Pre-Tax Income too high?
PROG Holdings' current Pre-Tax Income is $173 Mil. Overall, PROG Holdings has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PROG Holdings' Pre-Tax Income compare to LIME and WLFC?
PROG Holdings' Pre-Tax Income of $173 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Business Services company?
A good Pre-Tax Income depends on the Business Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on PROG Holdings and its competitors. PROG Holdings's current Pre-Tax Income is $173 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PROG Holdings stock overvalued right now?
Based on GuruFocus' analysis, PROG Holdings (PRG) is currently considered Fairly Valued. The stock's GF Value™ is $40.80, compared to a current price of $39.65 — trading 2.8% below its estimated fair value. The current Pre-Tax Income is $173 Mil. PROG Holdings' overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For PROG Holdings (PRG), the current Pre-Tax Income is $173 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PROG Holdings (PRG) Overvalued in 2026?

Based on GuruFocus' analysis, PROG Holdings stock appears to be undervalued. The current stock price of $39.65 is trading 2.8% below its estimated GF Value™ of $40.80. GuruFocus considers PROG Holdings to be Fairly Valued.

Key valuation signals for PRG:

  • Pre-Tax Income: $173 Mil
  • GF Value™: $40.80 vs. price of $39.65 (2.8% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the PRG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PROG Holdings Business Description

Other Exchanges AZD:Germany
Address 256 West Data Drive, Draper, UT, USA, 84020-2315
PROG Holdings Inc is a financial technology holding company that provides transparent and competitive payment options to consumers. The company has two reportable segments: Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Vive Financial (Vive), an omnichannel provider of second-look revolving credit products. The majority of the revenue of the company is earned through the Progressive Leasing segment.
91GF Score

Get the complete analysis for PRG

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.65
Price
$40.80
GF Value