Phu Nhuan Jewelry JSC (STC:PNJ) OCF Margin %: 20.63% (As of Mar. 2026) — 14636% Above Median


STC:PNJ Phu Nhuan Jewelry JSC STC:PNJ
99 GF Score
Price ₫63,500.00
GF Value ₫70,622.07
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Phu Nhuan Jewelry JSC OCF Margin %?

Phu Nhuan Jewelry JSC STC:PNJ -0.94% 99 OCF Margin % is 20.63% as of Mar. 2026, which is 14636% above its 10-year median of 0.14. GuruFocus rates STC:PNJ with a GF Score™ of 99/100 and a GF Value™ of ₫70,622.07 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,124 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 63.61% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Phu Nhuan Jewelry JSC's Cash Flow from Operations for the three months ended in Mar. 2026 was ₫3,557,794 Mil. Phu Nhuan Jewelry JSC's Revenue for the three months ended in Mar. 2026 was ₫17,245,231 Mil. Therefore, Phu Nhuan Jewelry JSC's OCF Margin % for the quarter that ended in Mar. 2026 was 20.63%.

As of today, Phu Nhuan Jewelry JSC's current OCF Yield % is 11.10%.

The historical rank and industry rank for Phu Nhuan Jewelry JSC's OCF Margin % or its related term are showing as below:

STC:PNJ' s OCF Margin % Range Over the Past 10 Years
Min: -3.89   Med: 0.14   Max: 8.55
Current: 8.95


During the past 13 years, the highest OCF Margin % of Phu Nhuan Jewelry JSC was 8.55%. The lowest was -3.89%. And the median was 0.14%.

STC:PNJ's OCF Margin % is ranked better than
63.61% of 1124 companies
in the Retail - Cyclical industry
Industry Median: 5.525 vs STC:PNJ: 8.95


Phu Nhuan Jewelry JSC OCF Margin % Related Terms


Phu Nhuan Jewelry JSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Phu Nhuan Jewelry JSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phu Nhuan Jewelry JSC OCF Margin % Chart

Phu Nhuan Jewelry JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.70 0.30 4.55 0.22 0.05

Phu Nhuan Jewelry JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.44 2.98 21.18 -17.61 20.63

STC:PNJ vs TPR, SIG: OCF Margin % Comparison

For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Phu Nhuan Jewelry JSC OCF Margin % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Phu Nhuan Jewelry JSC's OCF Margin % falls into.


STC:PNJ
99GF Score
Phu Nhuan Jewelry JSC STC:PNJ
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Phu Nhuan Jewelry JSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Phu Nhuan Jewelry JSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18890.404/34976042.929
=0.05 %

Phu Nhuan Jewelry JSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3557793.601/17245230.999
=20.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 20.63% mean?
Phu Nhuan Jewelry JSC (STC:PNJ) has a OCF Margin % of 20.63% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Phu Nhuan Jewelry JSC and its competitors. This is 14636% above median its historical median of 0.14. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #409 out of 1124 companies in the Retail - Cyclical industry, placing it in the top 36.4%.
Is Phu Nhuan Jewelry JSC's OCF Margin % too high?
Phu Nhuan Jewelry JSC's current OCF Margin % of 20.63% is 14636% above median its 10-year median of 0.14. The Retail - Cyclical industry median OCF Margin % is 5.53. Phu Nhuan Jewelry JSC's value of 20.63% is 273.4% above this industry median. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #409 out of 1124 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's OCF Margin % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #409 out of 1124 companies for OCF Margin %. This puts Phu Nhuan Jewelry JSC in the upper half of its industry. The industry median OCF Margin % is 5.53. Phu Nhuan Jewelry JSC's value of 20.63% is 273.4% above this benchmark. While the company's 10-year median is 0.14 vs. the industry median of 5.53, Phu Nhuan Jewelry JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Retail - Cyclical company?
The median OCF Margin % among Retail - Cyclical companies is 5.53, based on 1,124 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Nhuan Jewelry JSC's current OCF Margin % of 20.63% is 273.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median OCF Margin % is 5.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current OCF Margin % is 20.63%, which is 14636% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫70,622.07, compared to a current price of ₫63,500.00 — trading 10.1% below its estimated fair value. The current OCF Margin % is 20.63%, which is 14636% above median its 10-year median of 0.14 and 273.4% above the Retail - Cyclical industry median of 5.53. Phu Nhuan Jewelry JSC's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current OCF Margin % is 20.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?

Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued. The current stock price of ₫63,500.00 is trading 10.1% below its estimated GF Value™ of ₫70,622.07. GuruFocus considers Phu Nhuan Jewelry JSC to be Modestly Undervalued.

Key valuation signals for STC:PNJ:

  • OCF Margin %: 20.63% (14636% above median its 10-year median of 0.14)
  • GF Value™: ₫70,622.07 vs. price of ₫63,500.00 (10.1% below fair value)
  • GF Score™: 99/100 with 3 warning signs
  • Industry Position: 273.4% above the Retail - Cyclical median (#409 of 1124)

No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Phu Nhuan Jewelry JSC Business Description

Address 170E Phan Dang Luu Street, Ward 4, Phu Nhuan District, Ho Chi Minh, VNM
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
99GF Score

Get the complete analysis for STC:PNJ

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫63,500.00
Price
₫70,622.07
GF Value