MoneyMeASX:MME +1.20% EBITDA Margin % is 33.44% as of Dec. 2025, which is 7% above its 10-year median of 31.29. The stock has 5 warning signs investors should review. Among 414 Credit Services companies, MoneyMe ranks better than 85.27% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. MoneyMe's EBITDA for the
six
months ended in Dec. 2025 was A$38.2 Mil. MoneyMe's Revenue for the
six
months ended in Dec. 2025 was A$114.3 Mil. Therefore, MoneyMe's EBITDA margin for the quarter that ended in Dec. 2025 was 33.44%.
MoneyMe (ASX:MME) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
MoneyMe EBITDA Margin % Related Terms
MoneyMe EBITDA Margin % Historical Data
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The historical data trend for MoneyMe's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, MoneyMe's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MoneyMe EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MoneyMe's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where MoneyMe's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MoneyMe (ASX:MME) has a EBITDA Margin % of 33.44% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on MoneyMe and its competitors. This is near median its historical median of 31.29. According to the industry distribution chart, MoneyMe ranks #61 out of 414 companies in the Credit Services industry, placing it in the top 14.7%.
Is MoneyMe's EBITDA Margin % too high?
MoneyMe's current EBITDA Margin % of 33.44% is near median its 10-year median of 31.29. The Credit Services industry median EBITDA Margin % is 20.91. MoneyMe's value of 33.44% is 59.9% above this industry median. Based on the distribution chart, MoneyMe ranks #61 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does MoneyMe's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, MoneyMe ranks #61 out of 414 companies for EBITDA Margin %. This places MoneyMe in the top 15% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.91. MoneyMe's value of 33.44% is 59.9% above this benchmark. While the company's 10-year median is 31.29 vs. the industry median of 20.91, MoneyMe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MoneyMe's current EBITDA Margin % of 33.44% is 59.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on MoneyMe and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyMe's current EBITDA Margin % is 33.44%, which is near median its own 10-year median of 31.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyMe stock overvalued right now?
Based on GuruFocus' analysis, MoneyMe (ASX:MME) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.10, compared to a current price of A$0.08 — trading 16% below its estimated fair value. The current EBITDA Margin % is 33.44%, which is near median its 10-year median of 31.29 and 59.9% above the Credit Services industry median of 20.91. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For MoneyMe (ASX:MME), the current EBITDA Margin % is 33.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MoneyMe Ltd is engaged in providing consumer finance. It offers various types of loans personal loans, cash loans, quick cash loans, and short-term loans, among others. It also offers a range of credit cards.
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