MoneyMeASX:MME +1.20% FCF Margin % is 29.09% as of Dec. 2025, which is 44% below its 10-year median of 52.11. The stock has 5 warning signs investors should review. Among 531 Credit Services companies, MoneyMe ranks better than 95.67% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MoneyMe's Free Cash Flow for the
six
months ended in Dec. 2025 was A$33.2 Mil. MoneyMe's Revenue for the
six
months ended in Dec. 2025 was A$114.3 Mil. Therefore, MoneyMe's FCF Margin % for the quarter that ended in Dec. 2025 was 29.09%.
The historical rank and industry rank for MoneyMe's FCF Margin % or its related term are showing as below:
ASX:MME'
s FCF Margin % Range Over the Past 10 Years
Min: -26.89 Med: 52.11 Max: 243.88
Current: 243.88
During the past 7 years, the highest FCF Margin % of MoneyMe was 243.88%. The lowest was -26.89%. And the median was 52.11%.
ASX:MME's FCF Margin % is ranked better than 95.67% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs ASX:MME: 243.88
MoneyMe FCF Margin % Related Terms
MoneyMe FCF Margin % Historical Data
* Premium members only.
The historical data trend for MoneyMe's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, MoneyMe's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MoneyMe FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MoneyMe's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MoneyMe's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MoneyMe (ASX:MME) has a FCF Margin % of 29.09% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MoneyMe and its competitors. This is 44% below median its historical median of 52.11. According to the industry distribution chart, MoneyMe ranks #23 out of 531 companies in the Credit Services industry, placing it in the top 4.3%.
Is MoneyMe's FCF Margin % too high?
MoneyMe's current FCF Margin % of 29.09% is 44% below median its 10-year median of 52.11. The Credit Services industry median FCF Margin % is 0.24. MoneyMe's value of 29.09% is 12020.8% above this industry median. Based on the distribution chart, MoneyMe ranks #23 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does MoneyMe's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, MoneyMe ranks #23 out of 531 companies for FCF Margin %. This places MoneyMe in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. MoneyMe's value of 29.09% is 12020.8% above this benchmark. While the company's 10-year median is 52.11 vs. the industry median of 0.24, MoneyMe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MoneyMe's current FCF Margin % of 29.09% is 12020.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MoneyMe and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyMe's current FCF Margin % is 29.09%, which is 44% below median its own 10-year median of 52.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyMe stock overvalued right now?
Based on GuruFocus' analysis, MoneyMe (ASX:MME) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.10, compared to a current price of A$0.08 — trading 16% below its estimated fair value. The current FCF Margin % is 29.09%, which is 44% below median its 10-year median of 52.11 and 12020.8% above the Credit Services industry median of 0.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MoneyMe (ASX:MME), the current FCF Margin % is 29.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MoneyMe Ltd is engaged in providing consumer finance. It offers various types of loans personal loans, cash loans, quick cash loans, and short-term loans, among others. It also offers a range of credit cards.
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