MoneyMeASX:MME +1.20% OCF Margin % is 30.97% as of Dec. 2025, which is 46% below its 10-year median of 56.92. The stock has 5 warning signs investors should review. Among 531 Credit Services companies, MoneyMe ranks better than 95.48% on this metric.
The historical rank and industry rank for MoneyMe's OCF Margin % or its related term are showing as below:
ASX:MME'
s OCF Margin % Range Over the Past 10 Years
Min: -24.52 Med: 56.92 Max: 90.74
Current: 248.04
During the past 7 years, the highest OCF Margin % of MoneyMe was 90.74%. The lowest was -24.52%. And the median was 56.92%.
ASX:MME's OCF Margin % is ranked better than 95.48% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs ASX:MME: 248.04
MoneyMe OCF Margin % Related Terms
MoneyMe OCF Margin % Historical Data
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The historical data trend for MoneyMe's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, MoneyMe's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MoneyMe OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MoneyMe's OCF Margin % distribution charts can be found below:
* The bar in red indicates where MoneyMe's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MoneyMe (ASX:MME) has a OCF Margin % of 30.97% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MoneyMe and its competitors. This is 46% below median its historical median of 56.92. According to the industry distribution chart, MoneyMe ranks #24 out of 531 companies in the Credit Services industry, placing it in the top 4.5%.
Is MoneyMe's OCF Margin % too high?
MoneyMe's current OCF Margin % of 30.97% is 46% below median its 10-year median of 56.92. The Credit Services industry median OCF Margin % is 2.55. MoneyMe's value of 30.97% is 1114.5% above this industry median. Based on the distribution chart, MoneyMe ranks #24 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does MoneyMe's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, MoneyMe ranks #24 out of 531 companies for OCF Margin %. This places MoneyMe in the top 5% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. MoneyMe's value of 30.97% is 1114.5% above this benchmark. While the company's 10-year median is 56.92 vs. the industry median of 2.55, MoneyMe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MoneyMe's current OCF Margin % of 30.97% is 1114.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MoneyMe and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyMe's current OCF Margin % is 30.97%, which is 46% below median its own 10-year median of 56.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyMe stock overvalued right now?
Based on GuruFocus' analysis, MoneyMe (ASX:MME) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.10, compared to a current price of A$0.08 — trading 16% below its estimated fair value. The current OCF Margin % is 30.97%, which is 46% below median its 10-year median of 56.92 and 1114.5% above the Credit Services industry median of 2.55. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For MoneyMe (ASX:MME), the current OCF Margin % is 30.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MoneyMe Ltd is engaged in providing consumer finance. It offers various types of loans personal loans, cash loans, quick cash loans, and short-term loans, among others. It also offers a range of credit cards.
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