Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MoneyMeASX:MME -2.50% EV-to-OCF is 6.12 as of Aug. 01, 2026, which is 21% above its 10-year median of 5.07. The stock has 5 warning signs investors should review. Among 544 Credit Services companies, MoneyMe ranks worse than 64.71% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MoneyMe's Enterprise Value is A$1,734.8 Mil.
MoneyMe's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$283.4 Mil. Therefore, MoneyMe's EV-to-OCF for today is 6.12.
The historical rank and industry rank for MoneyMe's EV-to-OCF or its related term are showing as below:
ASX:MME'
s EV-to-OCF Range Over the Past 10 Years
Min: -25.01 Med: 5.07 Max: 22.33
Current: 6.13
During the past 7 years, the highest EV-to-OCF of MoneyMe was 22.33. The lowest was -25.01. And the median was 5.07.
ASX:MME's EV-to-OCF is ranked worse than 64.71% of 544
companies
in the Credit Services industry
Industry Median: -0.815
vs ASX:MME: 6.13
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-01), MoneyMe's stock price is A$0.078.
MoneyMe's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$-0.061. Therefore, MoneyMe's PE Ratio (TTM) for today is At Loss.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
MoneyMe's share price for today is A$0.078.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MoneyMe's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$-0.061.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
MoneyMe EV-to-OCF Related Terms
MoneyMe EV-to-OCF Historical Data
* Premium members only.
The historical data trend for MoneyMe's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, MoneyMe's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MoneyMe EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MoneyMe's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where MoneyMe's EV-to-OCF falls into.
MoneyMe's current Enterprise Value is A$1,734.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MoneyMe's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$283.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MoneyMe (ASX:MME) has a EV-to-OCF of 6.12 as of Aug. 01, 2026. This is 21% above median its historical median of 5.07. According to the industry distribution chart, MoneyMe ranks #352 out of 544 companies in the Credit Services industry, placing it in the top 64.7%.
Is MoneyMe's EV-to-OCF too high?
MoneyMe's current EV-to-OCF of 6.12 is 21% above median its 10-year median of 5.07. Based on the distribution chart, MoneyMe ranks #352 out of 544 companies in the Credit Services industry, which is below the industry midpoint.
How does MoneyMe's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, MoneyMe ranks #352 out of 544 companies for EV-to-OCF. This places MoneyMe in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. MoneyMe's current EV-to-OCF is 6.12, which is 21% above median its own 10-year median of 5.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyMe stock overvalued right now?
Based on GuruFocus' analysis, MoneyMe (ASX:MME) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.10, compared to a current price of A$0.08 — trading 22% below its estimated fair value. The current EV-to-OCF is 6.12, which is 21% above median its 10-year median of 5.07. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For MoneyMe (ASX:MME), the current EV-to-OCF is 6.12 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MoneyMe Ltd is engaged in providing consumer finance. It offers various types of loans personal loans, cash loans, quick cash loans, and short-term loans, among others. It also offers a range of credit cards.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:MME has been successfully added to your 
