MoneyMe (ASX:MME) EV-to-EBIT: 30.20 (As of Jul. 22, 2026) — 181% Above Median

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What is MoneyMe EV-to-EBIT?

MoneyMe ASX:MME EV-to-EBIT is 30.20 as of Jul. 22, 2026, which is 181% above its 10-year median of 10.76. The stock has 5 warning signs investors should review. Among 312 Credit Services companies, MoneyMe ranks worse than 59.29% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, MoneyMe's Enterprise Value is A$1,736.4 Mil. MoneyMe's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.5 Mil. Therefore, MoneyMe's EV-to-EBIT for today is 30.20.

The historical rank and industry rank for MoneyMe's EV-to-EBIT or its related term are showing as below:

ASX:MME' s EV-to-EBIT Range Over the Past 10 Years
Min: -152.98   Med: 10.76   Max: 1576.83
Current: 30.2

During the past 7 years, the highest EV-to-EBIT of MoneyMe was 1576.83. The lowest was -152.98. And the median was 10.76.

ASX:MME's EV-to-EBIT is ranked worse than
59.29% of 312 companies
in the Credit Services industry
Industry Median: 23.965 vs ASX:MME: 30.20

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. MoneyMe's Enterprise Value for the quarter that ended in Dec. 2025 was A$1,768.8 Mil. MoneyMe's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.5 Mil. MoneyMe's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 3.25%.


MoneyMe  (ASX:MME) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

MoneyMe's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Dec. 2025 ) =EBIT / Enterprise Value (Q: Dec. 2025 )
=57.492/1768.75656
=3.25 %

MoneyMe's Enterprise Value for the quarter that ended in Dec. 2025 was A$1,768.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MoneyMe's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MoneyMe EV-to-EBIT Related Terms


MoneyMe EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for MoneyMe's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MoneyMe EV-to-EBIT Chart

MoneyMe Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-EBIT
Get a 7-Day Free Trial 1,533.18 -148.10 10.70 10.36 42.09

MoneyMe Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 10.36 0.00 42.09 0.00

ASX:MME vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, MoneyMe's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MoneyMe EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, MoneyMe's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where MoneyMe's EV-to-EBIT falls into.



MoneyMe EV-to-EBIT Calculation

MoneyMe's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1736.427/57.492
=30.20

MoneyMe's current Enterprise Value is A$1,736.4 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MoneyMe's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 30.20 mean?
MoneyMe (ASX:MME) has a EV-to-EBIT of 30.20 as of Jul. 22, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MoneyMe and its competitors. This is 181% above median its historical median of 10.76. According to the industry distribution chart, MoneyMe ranks #185 out of 312 companies in the Credit Services industry, placing it in the top 59.3%.
Is MoneyMe's EV-to-EBIT too high?
MoneyMe's current EV-to-EBIT of 30.20 is 181% above median its 10-year median of 10.76. The Credit Services industry median EV-to-EBIT is 23.97. MoneyMe's value of 30.20 is 26% above this industry median. Based on the distribution chart, MoneyMe ranks #185 out of 312 companies in the Credit Services industry, which is below the industry midpoint.
How does MoneyMe's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, MoneyMe ranks #185 out of 312 companies for EV-to-EBIT. This places MoneyMe in the lower half of its industry. The industry median EV-to-EBIT is 23.97. MoneyMe's value of 30.20 is 26% above this benchmark. While the company's 10-year median is 10.76 vs. the industry median of 23.97, MoneyMe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.97, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MoneyMe's current EV-to-EBIT of 30.20 is 26% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MoneyMe and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyMe's current EV-to-EBIT is 30.20, which is 181% above median its own 10-year median of 10.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyMe stock overvalued right now?
Based on GuruFocus' analysis, MoneyMe (ASX:MME) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.10, compared to a current price of A$0.08 — trading 20% below its estimated fair value. The current EV-to-EBIT is 30.20, which is 181% above median its 10-year median of 10.76 and 26% above the Credit Services industry median of 23.97. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For MoneyMe (ASX:MME), the current EV-to-EBIT is 30.20 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MoneyMe Business Description

Address 131 Macquarie Street, Level 3, Sydney, NSW, AUS, 2000
MoneyMe Ltd is engaged in providing consumer finance. It offers various types of loans personal loans, cash loans, quick cash loans, and short-term loans, among others. It also offers a range of credit cards.