Palomar HoldingsPLMR +2.43%81 EBITDA Margin % is 20.30% as of Mar. 2026, which is 13% below its 10-year median of 23.35. GuruFocus rates PLMR with a GF Score™ of 81/100 and a GF Value™ of $149.85 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 371 Insurance companies, Palomar Holdings ranks better than 76.82% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Palomar Holdings's EBITDA for the
three
months ended in Mar. 2026 was $56.6 Mil. Palomar Holdings's Revenue for the
three
months ended in Mar. 2026 was $278.9 Mil. Therefore, Palomar Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 20.30%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Palomar Holdings EBITDA Margin % Related Terms
Palomar Holdings EBITDA Margin % Historical Data
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The historical data trend for Palomar Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLMR vs SLDE, STC, HCI: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Palomar Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palomar Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Palomar Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Palomar Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palomar Holdings (PLMR) has a EBITDA Margin % of 20.30% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Palomar Holdings and its competitors. This is 13% below median its historical median of 23.35. Over the past decade, Palomar Holdings' EBITDA Margin % has ranged from 4.49 to 29.99. According to the industry distribution chart, Palomar Holdings ranks #86 out of 371 companies in the Insurance industry, placing it in the top 23.2%.
Is Palomar Holdings' EBITDA Margin % too high?
Palomar Holdings' current EBITDA Margin % of 20.30% is 13% below median its 10-year median of 23.35. Over the past 10 years, this metric has ranged from a low of 4.49 to a high of 29.99. The Insurance industry median EBITDA Margin % is 14.91. Palomar Holdings' value of 20.30% is 36.2% above this industry median. Based on the distribution chart, Palomar Holdings ranks #86 out of 371 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Palomar Holdings has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Palomar Holdings' EBITDA Margin % compare to SLDE and STC?
According to the Insurance industry distribution chart, Palomar Holdings ranks #86 out of 371 companies for EBITDA Margin %. This places Palomar Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.91. Palomar Holdings' value of 20.30% is 36.2% above this benchmark. Historically, Palomar Holdings' own EBITDA Margin % has ranged from 4.49 to 29.99 over the past decade. While the company's 10-year median is 23.35 vs. the industry median of 14.91, Palomar Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palomar Holdings's current EBITDA Margin % of 20.30% is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Palomar Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palomar Holdings's current EBITDA Margin % is 20.30%, which is 13% below median its own 10-year median of 23.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palomar Holdings stock overvalued right now?
Based on GuruFocus' analysis, Palomar Holdings (PLMR) is currently considered Modestly Undervalued. The stock's GF Value™ is $149.85, compared to a current price of $118.91 — trading 20.6% below its estimated fair value. The current EBITDA Margin % is 20.30%, which is 13% below median its 10-year median of 23.35 and 36.2% above the Insurance industry median of 14.91. Palomar Holdings' overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Palomar Holdings (PLMR), the current EBITDA Margin % is 20.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palomar Holdings (PLMR) Overvalued in 2026?
Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued.
The current stock price of $118.91 is trading 20.6% below its estimated GF Value™ of $149.85.
GuruFocus considers Palomar Holdings to be Modestly Undervalued.
Key valuation signals for PLMR:
EBITDA Margin %: 20.30% (13% below median its 10-year median of 23.35)
GF Value™: $149.85 vs. price of $118.91 (20.6% below fair value)
Industry Position: 36.2% above the Insurance median (#86 of 371)
No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
81GF Score
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