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Palomar HoldingsPLMR -1.38%90 3-Year EPS without NRI Growth Rate is 41.60% as of Jun. 2026, which is 18% above its 10-year median of 35.40. GuruFocus rates PLMR with a GF Score™ of 90/100 and a GF Value™ of $150.76 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 400 Insurance companies, Palomar Holdings ranks better than 79.75% on this metric.
During the past 12 months, Palomar Holdings's average EPS without NRI Growth Rate was 39.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 41.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 70.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of Palomar Holdings was 119.30% per year. The lowest was 16.70% per year. And the median was 35.40% per year.
Palomar Holdings (NAS:PLMR) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Palomar Holdings 3-Year EPS without NRI Growth Rate Related Terms
PLMR vs LMND, SLDE, SKWD: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Palomar Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palomar Holdings 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Palomar Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Palomar Holdings's 3-Year EPS without NRI Growth Rate falls into.
Palomar Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 41.60% mean?
Palomar Holdings (PLMR) has a 3-Year EPS without NRI Growth Rate of 41.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Palomar Holdings and its competitors. This is 18% above median its historical median of 35.40. Over the past decade, Palomar Holdings' 3-Year EPS without NRI Growth Rate has ranged from 16.70 to 119.30. According to the industry distribution chart, Palomar Holdings ranks #81 out of 400 companies in the Insurance industry, placing it in the top 20.2%.
Is Palomar Holdings' 3-Year EPS without NRI Growth Rate too high?
Palomar Holdings' current 3-Year EPS without NRI Growth Rate of 41.60% is 18% above median its 10-year median of 35.40. Over the past 10 years, this metric has ranged from a low of 16.70 to a high of 119.30. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Palomar Holdings' value of 41.60% is 152.9% above this industry median. Based on the distribution chart, Palomar Holdings ranks #81 out of 400 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Palomar Holdings has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Palomar Holdings' 3-Year EPS without NRI Growth Rate compare to LMND and SLDE?
According to the Insurance industry distribution chart, Palomar Holdings ranks #81 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places Palomar Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Palomar Holdings' value of 41.60% is 152.9% above this benchmark. Historically, Palomar Holdings' own 3-Year EPS without NRI Growth Rate has ranged from 16.70 to 119.30 over the past decade. While the company's 10-year median is 35.40 vs. the industry median of 16.45, Palomar Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palomar Holdings's current 3-Year EPS without NRI Growth Rate of 41.60% is 152.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Palomar Holdings and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palomar Holdings's current 3-Year EPS without NRI Growth Rate is 41.60%, which is 18% above median its own 10-year median of 35.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palomar Holdings stock overvalued right now?
Based on GuruFocus' analysis, Palomar Holdings (PLMR) is currently considered Modestly Undervalued. The stock's GF Value™ is $150.76, compared to a current price of $134.46 — trading 10.8% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 41.60%, which is 18% above median its 10-year median of 35.40 and 152.9% above the Insurance industry median of 16.45. Palomar Holdings' overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Palomar Holdings (PLMR), the current 3-Year EPS without NRI Growth Rate is 41.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palomar Holdings (PLMR) Overvalued in 2026?
Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued.
The current stock price of $134.46 is trading 10.8% below its estimated GF Value™ of $150.76.
GuruFocus considers Palomar Holdings to be Modestly Undervalued.
Key valuation signals for PLMR:
3-Year EPS without NRI Growth Rate: 41.60% (18% above median its 10-year median of 35.40)
GF Value™: $150.76 vs. price of $134.46 (10.8% below fair value)
Industry Position: 152.9% above the Insurance median (#81 of 400)
No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
90GF Score
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