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Palomar HoldingsPLMR +3.46%81 EV-to-EBITDA is 15.40 as of Jul. 21, 2026, which is 34% below its 10-year median of 23.30. GuruFocus rates PLMR with a GF Score™ of 81/100 and a GF Value™ of $152.20 (Fairly Valued). The stock has 4 warning signs investors should review. Among 348 Insurance companies, Palomar Holdings ranks worse than 82.47% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Palomar Holdings's enterprise value is $3,950.9 Mil.
Palomar Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $256.6 Mil. Therefore, Palomar Holdings's EV-to-EBITDA for today is 15.40.
The historical rank and industry rank for Palomar Holdings's EV-to-EBITDA or its related term are showing as below:
PLMR'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 12.16 Med: 23.3 Max: 823.58
Current: 15.4
During the past 10 years, the highest EV-to-EBITDA of Palomar Holdings was 823.58. The lowest was 12.16. And the median was 23.30.
PLMR's EV-to-EBITDA is ranked worse than 82.47% of 348
companies
in the Insurance industry
Industry Median: 8.28
vs PLMR: 15.40
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Palomar Holdings's PE Ratio (TTM) for today is calculated as:
Palomar Holdings's share price for today is $139.98.
Palomar Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.180.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Palomar Holdings's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Palomar Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palomar Holdings EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Palomar Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Palomar Holdings's EV-to-EBITDA falls into.
Palomar Holdings's current Enterprise Value is $3,950.9 Mil.
Palomar Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $256.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palomar Holdings (PLMR) has a EV-to-EBITDA of 15.40 as of Jul. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Palomar Holdings. This is 34% below median its historical median of 23.30. Over the past decade, Palomar Holdings' EV-to-EBITDA has ranged from 12.16 to 823.58. According to the industry distribution chart, Palomar Holdings ranks #287 out of 348 companies in the Insurance industry, placing it in the top 82.5%.
Is Palomar Holdings' EV-to-EBITDA too high?
Palomar Holdings' current EV-to-EBITDA of 15.40 is 34% below median its 10-year median of 23.30. Over the past 10 years, this metric has ranged from a low of 12.16 to a high of 823.58. The Insurance industry median EV-to-EBITDA is 8.28. Palomar Holdings' value of 15.40 is 86% above this industry median. Based on the distribution chart, Palomar Holdings ranks #287 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Palomar Holdings has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Palomar Holdings' EV-to-EBITDA compare to SKWD and HCI?
According to the Insurance industry distribution chart, Palomar Holdings ranks #287 out of 348 companies for EV-to-EBITDA. This places Palomar Holdings in the lower half of its industry. The industry median EV-to-EBITDA is 8.28. Palomar Holdings' value of 15.40 is 86% above this benchmark. Historically, Palomar Holdings' own EV-to-EBITDA has ranged from 12.16 to 823.58 over the past decade. While the company's 10-year median is 23.30 vs. the industry median of 8.28, Palomar Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.28, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palomar Holdings's current EV-to-EBITDA of 15.40 is 86% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Palomar Holdings. For the Insurance industry, the median EV-to-EBITDA is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palomar Holdings's current EV-to-EBITDA is 15.40, which is 34% below median its own 10-year median of 23.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palomar Holdings stock overvalued right now?
Based on GuruFocus' analysis, Palomar Holdings (PLMR) is currently considered Fairly Valued. The stock's GF Value™ is $152.20, compared to a current price of $139.98 — trading 8% below its estimated fair value. The current EV-to-EBITDA is 15.40, which is 34% below median its 10-year median of 23.30 and 86% above the Insurance industry median of 8.28. Palomar Holdings' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Palomar Holdings (PLMR), the current EV-to-EBITDA is 15.40 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palomar Holdings (PLMR) Overvalued in 2026?
Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued.
The current stock price of $139.98 is trading 8% below its estimated GF Value™ of $152.20.
GuruFocus considers Palomar Holdings to be Fairly Valued.
Key valuation signals for PLMR:
EV-to-EBITDA: 15.40 (34% below median its 10-year median of 23.30)
GF Value™: $152.20 vs. price of $139.98 (8% below fair value)
Industry Position: 86% above the Insurance median (#287 of 348)
No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
81GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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