PLMR (Palomar Holdings) GF Value Rank: 9 (As of Jul. 08, 2026) — 29% Above Median


PLMR Palomar Holdings Inc PLMR
81 GF Score
Price $144.48
GF Value $151.18
Valuation Fairly Valued
! 4 Warning Signs
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What is Palomar Holdings GF Value Rank?

Palomar Holdings PLMR -0.53% 81 GF Value Rank is 9 as of Jul. 08, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates PLMR with a GF Score™ of 81/100 and a GF Value™ of $151.18 (Fairly Valued). The stock has 4 warning signs investors should review.

Palomar Holdings has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Palomar Holdings GF Value Rank Related Terms

PLMR vs SKWD, HCI, SLDE: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Palomar Holdings's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Palomar Holdings GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Palomar Holdings's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Palomar Holdings's GF Value Rank falls into.


PLMR
81GF Score
Palomar Holdings Inc PLMR
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Palomar Holdings (PLMR) has a GF Value Rank of 9 as of Jul. 08, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Palomar Holdings and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Palomar Holdings' GF Value Rank has ranged from 2.00 to 10.00.
Is Palomar Holdings' GF Value Rank too high?
Palomar Holdings' current GF Value Rank of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Palomar Holdings has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Palomar Holdings' GF Value Rank compare to SKWD and HCI?
Palomar Holdings' GF Value Rank of 9 can be compared against companies in the Insurance industry. Historically, Palomar Holdings' own GF Value Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Palomar Holdings and its competitors. Palomar Holdings's current GF Value Rank is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palomar Holdings stock overvalued right now?
Based on GuruFocus' analysis, Palomar Holdings (PLMR) is currently considered Fairly Valued. The stock's GF Value™ is $151.18, compared to a current price of $144.48 — trading 4.4% below its estimated fair value. The current GF Value Rank is 9, which is 29% above median its 10-year median of 7.00. Palomar Holdings' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Palomar Holdings (PLMR), the current GF Value Rank is 9 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Palomar Holdings (PLMR) Overvalued in 2026?

Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued. The current stock price of $144.48 is trading 4.4% below its estimated GF Value™ of $151.18. GuruFocus considers Palomar Holdings to be Fairly Valued.

Key valuation signals for PLMR:

  • GF Value Rank: 9 (29% above median its 10-year median of 7.00)
  • GF Value™: $151.18 vs. price of $144.48 (4.4% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Palomar Holdings Business Description

Other Exchanges PH8:Germany
Address 7979 Ivanhoe Avenue, Suite 500, La Jolla, CA, USA, 92037
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
81GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$144.48
Price
$151.18
GF Value