Palomar Holdings (NAS:PLMR) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Palomar Holdings Forward PE Ratio Related Terms
Palomar Holdings Forward PE Ratio Historical Data
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The historical data trend for Palomar Holdings's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palomar Holdings Forward PE Ratio Chart
Palomar Holdings Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
17.84
15.60
Palomar Holdings Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
17.84
20.87
21.88
13.81
15.60
12.19
PLMR vs SKWD, HCI, SLDE: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Palomar Holdings's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palomar Holdings Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Palomar Holdings's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Palomar Holdings's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Palomar Holdings (PLMR) has a Forward PE Ratio of 14.71 as of Jul. 09, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Palomar Holdings and its competitors. According to the industry distribution chart, Palomar Holdings ranks #183 out of 274 companies in the Insurance industry, placing it in the top 66.8%.
Is Palomar Holdings' Forward PE Ratio too high?
Palomar Holdings' current Forward PE Ratio is 14.71. The Insurance industry median Forward PE Ratio is 11.82. Palomar Holdings' value of 14.71 is 24.5% above this industry median. Based on the distribution chart, Palomar Holdings ranks #183 out of 274 companies in the Insurance industry, which is below the industry midpoint. Overall, Palomar Holdings has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Palomar Holdings' Forward PE Ratio compare to SKWD and HCI?
According to the Insurance industry distribution chart, Palomar Holdings ranks #183 out of 274 companies for Forward PE Ratio. This places Palomar Holdings in the lower half of its industry. The industry median Forward PE Ratio is 11.82. Palomar Holdings' value of 14.71 is 24.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.82, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palomar Holdings's current Forward PE Ratio of 14.71 is 24.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Palomar Holdings and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palomar Holdings's current Forward PE Ratio is 14.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palomar Holdings stock overvalued right now?
Based on GuruFocus' analysis, Palomar Holdings (PLMR) is currently considered Fairly Valued. The stock's GF Value™ is $151.27, compared to a current price of $144.48 — trading 4.5% below its estimated fair value. The current Forward PE Ratio is 14.71 and 24.5% above the Insurance industry median of 11.82. Palomar Holdings' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Palomar Holdings (PLMR), the current Forward PE Ratio is 14.71 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palomar Holdings (PLMR) Overvalued in 2026?
Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued.
The current stock price of $144.48 is trading 4.5% below its estimated GF Value™ of $151.27.
GuruFocus considers Palomar Holdings to be Fairly Valued.
Key valuation signals for PLMR:
Forward PE Ratio: 14.71
GF Value™: $151.27 vs. price of $144.48 (4.5% below fair value)
Industry Position: 24.5% above the Insurance median (#183 of 274)
No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
81GF Score
Get the complete analysis for PLMR
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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