PLMR (Palomar Holdings) Risk Assessment


PLMR Palomar Holdings Inc PLMR
81 GF Score
Price $141.59
GF Value $151.08
Valuation Fairly Valued
! 3 Warning Signs
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What is Palomar Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Palomar Holdings is: Moderate Risk: Sensitive, better choose undervalued stock.

Palomar Holdings  (NAS:PLMR) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Palomar Holdings Risk Assessment Related Terms

PLMR vs SKWD, HCI, SLDE: Risk Assessment Comparison

For the Insurance - Property & Casualty subindustry, Palomar Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Palomar Holdings Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, Palomar Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Palomar Holdings's Risk Assessment falls into.


PLMR
81GF Score
Palomar Holdings Inc PLMR
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Palomar Holdings (PLMR) Overvalued in 2026?

Based on GuruFocus' analysis, Palomar Holdings stock appears to be undervalued. The current stock price of $141.59 is trading 6.3% below its estimated GF Value™ of $151.08. GuruFocus considers Palomar Holdings to be Fairly Valued.

Key valuation signals for PLMR:

  • Risk Assessment:
  • GF Value™: $151.08 vs. price of $141.59 (6.3% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the PLMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Palomar Holdings Business Description

Other Exchanges PH8:Germany
Address 7979 Ivanhoe Avenue, Suite 500, La Jolla, CA, USA, 92037
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. It provides insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The company's Earthquake product generate high premium.
81GF Score

Get the complete analysis for PLMR

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$141.59
Price
$151.08
GF Value