EBITDA Margin % is calculated as EBITDA divided by its Revenue. Lincoln National's EBITDA for the
three
months ended in Mar. 2026 was €-143 Mil. Lincoln National's Revenue for the
three
months ended in Mar. 2026 was €4,604 Mil. Therefore, Lincoln National's EBITDA margin for the quarter that ended in Mar. 2026 was -3.10%.
Lincoln National (STU:LCO) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Lincoln National EBITDA Margin % Related Terms
Lincoln National EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Lincoln National's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:LCO vs JXN, PRI, CNO: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Lincoln National's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lincoln National EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lincoln National's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Lincoln National's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lincoln National (STU:LCO) has a EBITDA Margin % of -3.10% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lincoln National and its competitors. According to the industry distribution chart, Lincoln National ranks #227 out of 369 companies in the Insurance industry, placing it in the top 61.5%.
Is Lincoln National's EBITDA Margin % too high?
Lincoln National's current EBITDA Margin % is -3.10%. Based on the distribution chart, Lincoln National ranks #227 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, Lincoln National has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lincoln National's EBITDA Margin % compare to JXN and PRI?
According to the Insurance industry distribution chart, Lincoln National ranks #227 out of 369 companies for EBITDA Margin %. This places Lincoln National in the lower half of its industry. The industry median EBITDA Margin % is 14.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lincoln National and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lincoln National's current EBITDA Margin % is -3.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincoln National stock overvalued right now?
Based on GuruFocus' analysis, Lincoln National (STU:LCO) is currently considered Modestly Undervalued. The stock's GF Value™ is €38.26, compared to a current price of €31.89 — trading 16.6% below its estimated fair value. The current EBITDA Margin % is -3.10%. Lincoln National's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Lincoln National (STU:LCO), the current EBITDA Margin % is -3.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lincoln National (STU:LCO) Overvalued in 2026?
Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued.
The current stock price of €31.89 is trading 16.6% below its estimated GF Value™ of €38.26.
GuruFocus considers Lincoln National to be Modestly Undervalued.
Key valuation signals for STU:LCO:
EBITDA Margin %: -3.10%
GF Value™: €38.26 vs. price of €31.89 (16.6% below fair value)
No single metric tells the full story. See the STU:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
66GF Score
Get the complete analysis for STU:LCO
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:LCO has been successfully added to your 
