Lincoln National (STU:LCO) Interest Expense: €-195 Mil (TTM As of Mar. 2026)


STU:LCO Lincoln National Corp STU:LCO
70 GF Score
Price €34.85
GF Value €38.80
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Lincoln National Interest Expense?

Lincoln National STU:LCO +0.84% 70 Interest Expense is €-195 Mil as of Mar. 2026. GuruFocus rates STU:LCO with a GF Score™ of 70/100 and a GF Value™ of €38.80 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Lincoln National's interest expense for the three months ended in Mar. 2026 was € -70 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-195 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Lincoln National's Operating Income for the three months ended in Mar. 2026 was € -143 Mil. Lincoln National's Interest Expense for the three months ended in Mar. 2026 was € -70 Mil. Lincoln National did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lincoln National  (STU:LCO) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lincoln National's Interest Expense for the three months ended in Mar. 2026 was €-70 Mil. Its EBIT for the three months ended in Mar. 2026 was €-143 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €5,163 Mil.

Lincoln National's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Lincoln National did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Lincoln National Interest Expense Historical Data

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The historical data trend for Lincoln National's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lincoln National Interest Expense Chart

Lincoln National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -238.95 -267.15 -303.53 -320.88 -193.86

Lincoln National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -74.00 11.27 -67.31 -69.17 -70.07
STU:LCO
70GF Score
Lincoln National Corp STU:LCO
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Lincoln National Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-195 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-195 Mil mean?
Lincoln National (STU:LCO) has a Interest Expense of €-195 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lincoln National and its competitors.
Is Lincoln National's Interest Expense too high?
Lincoln National's current Interest Expense is €-195 Mil. Overall, Lincoln National has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lincoln National's Interest Expense compare to JXN and PRI?
Lincoln National's Interest Expense of €-195 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lincoln National and its competitors. Lincoln National's current Interest Expense is €-195 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincoln National stock overvalued right now?
Based on GuruFocus' analysis, Lincoln National (STU:LCO) is currently considered Modestly Undervalued. The stock's GF Value™ is €38.80, compared to a current price of €34.85 — trading 10.2% below its estimated fair value. The current Interest Expense is €-195 Mil. Lincoln National's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Lincoln National (STU:LCO), the current Interest Expense is €-195 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lincoln National (STU:LCO) Overvalued in 2026?

Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued. The current stock price of €34.85 is trading 10.2% below its estimated GF Value™ of €38.80. GuruFocus considers Lincoln National to be Modestly Undervalued.

Key valuation signals for STU:LCO:

  • Interest Expense: €-195 Mil
  • GF Value™: €38.80 vs. price of €34.85 (10.2% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the STU:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lincoln National Business Description

Address 150 North Radnor-Chester Road, Suite A305, Radnor, PA, USA, 19087
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
70GF Score

Get the complete analysis for STU:LCO

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.85
Price
€38.80
GF Value