Lincoln National (STU:LCO) Tariff Resilience Score: 8/10 (As of Jul. 12, 2026)


STU:LCO Lincoln National Corp STU:LCO
70 GF Score
Price €34.85
GF Value €38.80
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Lincoln National Tariff Resilience Score?

Lincoln National STU:LCO +0.84% 70 Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus rates STU:LCO with a GF Score™ of 70/100 and a GF Value™ of €38.80 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 594 Insurance companies, Lincoln National ranks better than 87.54% on this metric.

Lincoln National has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Lincoln National has Lincoln National Corp, primarily a financial services company, has minimal exposure to tariffs. Its operations are largely domestic, with limited reliance on international supply chains. Historical tariff changes have had negligible impact, and the company has strong pricing power in its market.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lincoln National might have Highly Resilient.

Lincoln National  (STU:LCO) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lincoln National Tariff Resilience Score Related Terms

STU:LCO vs JXN, PRI, CNO: Tariff Resilience Score Comparison

For the Insurance - Life subindustry, Lincoln National's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lincoln National Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Lincoln National's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lincoln National's Tariff Resilience Score falls into.


STU:LCO
70GF Score
Lincoln National Corp STU:LCO
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Lincoln National (STU:LCO) has a Tariff Resilience Score of 8 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lincoln National ranks #74 out of 594 companies in the Insurance industry, placing it in the top 12.5%.
Is Lincoln National's Tariff Resilience Score too high?
Lincoln National's current Tariff Resilience Score is 8. Based on the distribution chart, Lincoln National ranks #74 out of 594 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lincoln National has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lincoln National's Tariff Resilience Score compare to JXN and PRI?
According to the Insurance industry distribution chart, Lincoln National ranks #74 out of 594 companies for Tariff Resilience Score. This places Lincoln National in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lincoln National's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincoln National stock overvalued right now?
Based on GuruFocus' analysis, Lincoln National (STU:LCO) is currently considered Modestly Undervalued. The stock's GF Value™ is €38.80, compared to a current price of €34.85 — trading 10.2% below its estimated fair value. The current Tariff Resilience Score is 8. Lincoln National's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lincoln National (STU:LCO), the current Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lincoln National (STU:LCO) Overvalued in 2026?

Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued. The current stock price of €34.85 is trading 10.2% below its estimated GF Value™ of €38.80. GuruFocus considers Lincoln National to be Modestly Undervalued.

Key valuation signals for STU:LCO:

  • Tariff Resilience Score: 8
  • GF Value™: €38.80 vs. price of €34.85 (10.2% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the STU:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lincoln National Business Description

Address 150 North Radnor-Chester Road, Suite A305, Radnor, PA, USA, 19087
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
70GF Score

Get the complete analysis for STU:LCO

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.85
Price
€38.80
GF Value