Lincoln National (STU:LCO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:LCO Lincoln National Corp STU:LCO
70 GF Score
Price €34.85
GF Value €38.84
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Lincoln National Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:LCO
70GF Score
Lincoln National Corp STU:LCO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lincoln National (STU:LCO) Overvalued in 2026?

Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued. The current stock price of €34.85 is trading 10.3% below its estimated GF Value™ of €38.84. GuruFocus considers Lincoln National to be Modestly Undervalued.

Key valuation signals for STU:LCO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €38.84 vs. price of €34.85 (10.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the STU:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lincoln National Business Description

Address 150 North Radnor-Chester Road, Suite A305, Radnor, PA, USA, 19087
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
70GF Score

Get the complete analysis for STU:LCO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.85
Price
€38.84
GF Value