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The historical data trend for Lincoln National's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Lincoln National's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lincoln National FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lincoln National's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Lincoln National's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lincoln National (STU:LCO) has a FCF Margin % of -12.20% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lincoln National and its competitors. According to the industry distribution chart, Lincoln National ranks #432 out of 502 companies in the Insurance industry, placing it in the top 86.1%.
Is Lincoln National's FCF Margin % too high?
Lincoln National's current FCF Margin % is -12.20%. Based on the distribution chart, Lincoln National ranks #432 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Lincoln National has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lincoln National's FCF Margin % compare to JXN and PRI?
According to the Insurance industry distribution chart, Lincoln National ranks #432 out of 502 companies for FCF Margin %. This places Lincoln National in the lower half of its industry. The industry median FCF Margin % is 9.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.00, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lincoln National and its competitors. For the Insurance industry, the median FCF Margin % is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lincoln National's current FCF Margin % is -12.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincoln National stock overvalued right now?
Based on GuruFocus' analysis, Lincoln National (STU:LCO) is currently considered Fairly Valued. The stock's GF Value™ is €41.39, compared to a current price of €38.34 — trading 7.4% below its estimated fair value. The current FCF Margin % is -12.20%. Lincoln National's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Lincoln National (STU:LCO), the current FCF Margin % is -12.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lincoln National (STU:LCO) Overvalued in 2026?
Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued.
The current stock price of €38.34 is trading 7.4% below its estimated GF Value™ of €41.39.
GuruFocus considers Lincoln National to be Fairly Valued.
Key valuation signals for STU:LCO:
FCF Margin %: -12.20%
GF Value™: €41.39 vs. price of €38.34 (7.4% below fair value)
No single metric tells the full story. See the STU:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
66GF Score
Get the complete analysis for STU:LCO
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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