Life Insurance NepalXNEP:LICN -1.13%82 EBITDA Margin % is 9.02% as of Apr. 2026, which is 85% below its 10-year median of 60.43. GuruFocus rates XNEP:LICN with a GF Score™ of 82/100 and a GF Value™ of NPR890.40 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 372 Insurance companies, Life Insurance Nepal ranks worse than 75.54% on this metric.
Life Insurance Nepal (XNEP:LICN) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Life Insurance Nepal EBITDA Margin % Related Terms
Life Insurance Nepal EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Life Insurance Nepal's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Life Insurance Nepal's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance Nepal EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance Nepal's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Life Insurance Nepal's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Insurance Nepal (XNEP:LICN) has a EBITDA Margin % of 9.02% as of Apr. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Life Insurance Nepal and its competitors. This is 85% below median its historical median of 60.43. Over the past decade, Life Insurance Nepal's EBITDA Margin % has ranged from 8.56 to 76.20. According to the industry distribution chart, Life Insurance Nepal ranks #281 out of 372 companies in the Insurance industry, placing it in the top 75.5%.
Is Life Insurance Nepal's EBITDA Margin % too high?
Life Insurance Nepal's current EBITDA Margin % of 9.02% is 85% below median its 10-year median of 60.43. Over the past 10 years, this metric has ranged from a low of 8.56 to a high of 76.20. The Insurance industry median EBITDA Margin % is 14.86. Life Insurance Nepal's value of 9.02% is 39.3% below this industry median. Based on the distribution chart, Life Insurance Nepal ranks #281 out of 372 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Life Insurance Nepal has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance Nepal ranks #281 out of 372 companies for EBITDA Margin %. This places Life Insurance Nepal in the lower half of its industry. The industry median EBITDA Margin % is 14.86. Life Insurance Nepal's value of 9.02% is 39.3% below this benchmark. Historically, Life Insurance Nepal's own EBITDA Margin % has ranged from 8.56 to 76.20 over the past decade. While the company's 10-year median is 60.43 vs. the industry median of 14.86, Life Insurance Nepal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Insurance Nepal's current EBITDA Margin % of 9.02% is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Life Insurance Nepal and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance Nepal's current EBITDA Margin % is 9.02%, which is 85% below median its own 10-year median of 60.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR890.40, compared to a current price of NPR790.00 — trading 11.3% below its estimated fair value. The current EBITDA Margin % is 9.02%, which is 85% below median its 10-year median of 60.43 and 39.3% below the Insurance industry median of 14.86. Life Insurance Nepal's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current EBITDA Margin % is 9.02% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued.
The current stock price of NPR790.00 is trading 11.3% below its estimated GF Value™ of NPR890.40.
GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.
Key valuation signals for XNEP:LICN:
EBITDA Margin %: 9.02% (85% below median its 10-year median of 60.43)
GF Value™: NPR890.40 vs. price of NPR790.00 (11.3% below fair value)
Industry Position: 39.3% below the Insurance median (#281 of 372)
No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
82GF Score
Get the complete analysis for XNEP:LICN
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:LICN has been successfully added to your 
