Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Life Insurance NepalXNEP:LICN -0.01%82 PE Ratio without NRI is 59.74 as of Aug. 01, 2026, which is 52% above its 10-year median of 39.24. GuruFocus rates XNEP:LICN with a GF Score™ of 82/100 and a GF Value™ of NPR891.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 448 Insurance companies, Life Insurance Nepal ranks worse than 93.08% on this metric.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-08-01), Life Insurance Nepal's share price is NPR787.90.
Life Insurance Nepal's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was NPR13.19. Therefore, Life Insurance Nepal's PE Ratio without NRI for today is 59.74.
During the past 13 years, Life Insurance Nepal's highest PE Ratio without NRI was 85.91. The lowest was 3.38. And the median was 39.24.
Life Insurance Nepal's EPS (Basic) for the
three
months ended in Apr. 2026 was NPR1.74.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR13.19.
Life Insurance Nepal (XNEP:LICN) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Life Insurance Nepal PE Ratio without NRI Related Terms
Life Insurance Nepal PE Ratio without NRI Historical Data
* Premium members only.
The historical data trend for Life Insurance Nepal's PE Ratio without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:LICN vs AFL, MET, PRU: PE Ratio without NRI Comparison
For the Insurance - Life subindustry, Life Insurance Nepal's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance Nepal PE Ratio without NRI vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance Nepal's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Life Insurance Nepal's PE Ratio without NRI falls into.
Life Insurance Nepal PE Ratio without NRI Calculation
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Life Insurance Nepal's Share Price of today is NPR787.90.
Life Insurance Nepal's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR13.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Life Insurance Nepal (XNEP:LICN) has a PE Ratio without NRI of 59.74 as of Aug. 01, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Life Insurance Nepal and its competitors. This is 52% above median its historical median of 39.24. Over the past decade, Life Insurance Nepal's PE Ratio without NRI has ranged from 3.38 to 85.91. According to the industry distribution chart, Life Insurance Nepal ranks #417 out of 448 companies in the Insurance industry, placing it in the top 93.1%.
Is Life Insurance Nepal's PE Ratio without NRI too high?
Life Insurance Nepal's current PE Ratio without NRI of 59.74 is 52% above median its 10-year median of 39.24. Over the past 10 years, this metric has ranged from a low of 3.38 to a high of 85.91. The Insurance industry median PE Ratio without NRI is 11.91. Life Insurance Nepal's value of 59.74 is 401.6% above this industry median. Based on the distribution chart, Life Insurance Nepal ranks #417 out of 448 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Life Insurance Nepal has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's PE Ratio without NRI compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance Nepal ranks #417 out of 448 companies for PE Ratio without NRI. This places Life Insurance Nepal in the lower half of its industry. The industry median PE Ratio without NRI is 11.91. Life Insurance Nepal's value of 59.74 is 401.6% above this benchmark. Historically, Life Insurance Nepal's own PE Ratio without NRI has ranged from 3.38 to 85.91 over the past decade. While the company's 10-year median is 39.24 vs. the industry median of 11.91, Life Insurance Nepal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for an Insurance company?
The median PE Ratio without NRI among Insurance companies is 11.91, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Insurance Nepal's current PE Ratio without NRI of 59.74 is 401.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Life Insurance Nepal and its competitors. For the Insurance industry, the median PE Ratio without NRI is 11.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance Nepal's current PE Ratio without NRI is 59.74, which is 52% above median its own 10-year median of 39.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR891.53, compared to a current price of NPR787.90 — trading 11.6% below its estimated fair value. The current PE Ratio without NRI is 59.74, which is 52% above median its 10-year median of 39.24 and 401.6% above the Insurance industry median of 11.91. Life Insurance Nepal's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current PE Ratio without NRI is 59.74 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued.
The current stock price of NPR787.90 is trading 11.6% below its estimated GF Value™ of NPR891.53.
GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.
Key valuation signals for XNEP:LICN:
PE Ratio without NRI: 59.74 (52% above median its 10-year median of 39.24)
GF Value™: NPR891.53 vs. price of NPR787.90 (11.6% below fair value)
Industry Position: 401.6% above the Insurance median (#417 of 448)
No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
82GF Score
Get the complete analysis for XNEP:LICN
PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:LICN has been successfully added to your 
