Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Life Insurance NepalXNEP:LICN -0.01%82 OCF Yield % is 5.50 as of Aug. 01, 2026, which is 28% below its 10-year median of 7.61. GuruFocus rates XNEP:LICN with a GF Score™ of 82/100 and a GF Value™ of NPR891.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Life Insurance Nepal ranks worse than 61.31% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Life Insurance Nepal OCF Yield % Related Terms
Life Insurance Nepal OCF Yield % Historical Data
* Premium members only.
The historical data trend for Life Insurance Nepal's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:LICN vs AFL, MET, PRU: OCF Yield % Comparison
For the Insurance - Life subindustry, Life Insurance Nepal's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance Nepal OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance Nepal's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Life Insurance Nepal's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Life Insurance Nepal (XNEP:LICN) has a OCF Yield % of 5.50 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Life Insurance Nepal and its competitors. This is 28% below median its historical median of 7.61. According to the industry distribution chart, Life Insurance Nepal ranks #309 out of 504 companies in the Insurance industry, placing it in the top 61.3%.
Is Life Insurance Nepal's OCF Yield % too high?
Life Insurance Nepal's current OCF Yield % of 5.50 is 28% below median its 10-year median of 7.61. The Insurance industry median OCF Yield % is 8.23. Life Insurance Nepal's value of 5.50 is 33.1% below this industry median. Based on the distribution chart, Life Insurance Nepal ranks #309 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Life Insurance Nepal has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance Nepal ranks #309 out of 504 companies for OCF Yield %. This places Life Insurance Nepal in the lower half of its industry. The industry median OCF Yield % is 8.23. Life Insurance Nepal's value of 5.50 is 33.1% below this benchmark. While the company's 10-year median is 7.61 vs. the industry median of 8.23, Life Insurance Nepal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.23, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Insurance Nepal's current OCF Yield % of 5.50 is 33.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Life Insurance Nepal and its competitors. For the Insurance industry, the median OCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance Nepal's current OCF Yield % is 5.50, which is 28% below median its own 10-year median of 7.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR891.53, compared to a current price of NPR787.90 — trading 11.6% below its estimated fair value. The current OCF Yield % is 5.50, which is 28% below median its 10-year median of 7.61 and 33.1% below the Insurance industry median of 8.23. Life Insurance Nepal's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current OCF Yield % is 5.50 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued.
The current stock price of NPR787.90 is trading 11.6% below its estimated GF Value™ of NPR891.53.
GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.
Key valuation signals for XNEP:LICN:
OCF Yield %: 5.50 (28% below median its 10-year median of 7.61)
GF Value™: NPR891.53 vs. price of NPR787.90 (11.6% below fair value)
Industry Position: 33.1% below the Insurance median (#309 of 504)
No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
82GF Score
Get the complete analysis for XNEP:LICN
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:LICN has been successfully added to your 
