Life Insurance Nepal (XNEP:LICN) Interest Expense: NPR-16 Mil (TTM As of Apr. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XNEP:LICN Life Insurance Corp Nepal Ltd XNEP:LICN
81 GF Score
Price NPR775.50
GF Value NPR892.11
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Life Insurance Nepal Interest Expense?

Life Insurance Nepal XNEP:LICN +0.45% 81 Interest Expense is NPR-16 Mil as of Apr. 2026. GuruFocus rates XNEP:LICN with a GF Score™ of 81/100 and a GF Value™ of NPR892.11 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Life Insurance Nepal's interest expense for the three months ended in Apr. 2026 was NPR -4 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-16 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Life Insurance Nepal's Operating Income for the three months ended in Apr. 2026 was NPR 699 Mil. Life Insurance Nepal's Interest Expense for the three months ended in Apr. 2026 was NPR -4 Mil. Life Insurance Nepal's Interest Coverage for the quarter that ended in Apr. 2026 was 175.92. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Life Insurance Nepal  (XNEP:LICN) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Life Insurance Nepal's Interest Expense for the three months ended in Apr. 2026 was NPR-4 Mil. Its EBIT for the three months ended in Apr. 2026 was NPR699 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Apr. 2026 was NPR0 Mil.

Life Insurance Nepal's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*698.948/-3.973
=175.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Life Insurance Corp Nepal Ltd has enough cash to cover all of its debt. Its financial situation is stable.


Life Insurance Nepal Interest Expense Historical Data

* Premium members only.

The historical data trend for Life Insurance Nepal's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Insurance Nepal Interest Expense Chart

Life Insurance Nepal Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5,557.94 -8,387.43 -23.92 -20.55 -19.29

Life Insurance Nepal Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.91 -3.63 -4.45 -4.22 -3.97
XNEP:LICN
81GF Score
Life Insurance Corp Nepal Ltd XNEP:LICN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Life Insurance Nepal Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-16 Mil mean?
Life Insurance Nepal (XNEP:LICN) has a Interest Expense of NPR-16 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Life Insurance Nepal and its competitors.
Is Life Insurance Nepal's Interest Expense too high?
Life Insurance Nepal's current Interest Expense is NPR-16 Mil. Overall, Life Insurance Nepal has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's Interest Expense compare to AFL and MET?
Life Insurance Nepal's Interest Expense of NPR-16 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Life Insurance Nepal and its competitors. Life Insurance Nepal's current Interest Expense is NPR-16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR892.11, compared to a current price of NPR775.50 — trading 13.1% below its estimated fair value. The current Interest Expense is NPR-16 Mil. Life Insurance Nepal's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current Interest Expense is NPR-16 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?

Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued. The current stock price of NPR775.50 is trading 13.1% below its estimated GF Value™ of NPR892.11. GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.

Key valuation signals for XNEP:LICN:

  • Interest Expense: NPR-16 Mil
  • GF Value™: NPR892.11 vs. price of NPR775.50 (13.1% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Insurance Nepal Business Description

Address Star Mall, PO Box No 21905, 4th Floor, Putalisadak, Kathmandu, NPL
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
81GF Score

Get the complete analysis for XNEP:LICN

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR775.50
Price
NPR892.11
GF Value