Life Insurance Nepal (XNEP:LICN) Dividend Payout Ratio: 0.00 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LICN Life Insurance Corp Nepal Ltd XNEP:LICN
82 GF Score
Price NPR787.90
GF Value NPR891.53
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Life Insurance Nepal Dividend Payout Ratio?

Life Insurance Nepal XNEP:LICN -0.01% 82 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:LICN with a GF Score™ of 82/100 and a GF Value™ of NPR891.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 334 Insurance companies, Life Insurance Nepal ranks worse than 97.6% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Life Insurance Nepal's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Life Insurance Corp Nepal Ltd is 1.60, which seems too high.

The historical rank and industry rank for Life Insurance Nepal's Dividend Payout Ratio or its related term are showing as below:

XNEP:LICN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03   Med: 0.03   Max: 1.6
Current: 1.6


During the past 13 years, the highest Dividend Payout Ratio of Life Insurance Nepal was 1.60. The lowest was 0.03. And the median was 0.03.

XNEP:LICN's Dividend Payout Ratio is ranked worse than
97.6% of 334 companies
in the Insurance industry
Industry Median: 0.38 vs XNEP:LICN: 1.60

As of today (2026-08-01), the Dividend Yield % of Life Insurance Nepal is 2.67%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Life Insurance Nepal was 2.71%. The lowest was 0.03%. And the median was 0.08%.

Life Insurance Nepal's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Life Insurance Nepal was 216.60% per year. The lowest was -63.00% per year. And the median was 76.80% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Life Insurance Nepal (XNEP:LICN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Life Insurance Nepal Dividend Payout Ratio Related Terms


Life Insurance Nepal Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Life Insurance Nepal's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Insurance Nepal Dividend Payout Ratio Chart

Life Insurance Nepal Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.03 0.00 0.00 0.00

Life Insurance Nepal Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 9.96 0.00

XNEP:LICN vs AFL, MET, PRU: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Life Insurance Nepal's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Insurance Nepal Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Life Insurance Nepal's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Life Insurance Nepal's Dividend Payout Ratio falls into.


XNEP:LICN
82GF Score
Life Insurance Corp Nepal Ltd XNEP:LICN
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Insurance Nepal Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Life Insurance Nepal's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=0/ 15.449
=0.00

Life Insurance Nepal's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 1.744
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Life Insurance Nepal (XNEP:LICN) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Life Insurance Nepal and its competitors. Over the past decade, Life Insurance Nepal's Dividend Payout Ratio has ranged from 0.03 to 1.60. According to the industry distribution chart, Life Insurance Nepal ranks #326 out of 334 companies in the Insurance industry, placing it in the top 97.6%.
Is Life Insurance Nepal's Dividend Payout Ratio too high?
Life Insurance Nepal's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 1.60. Based on the distribution chart, Life Insurance Nepal ranks #326 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Life Insurance Nepal has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance Nepal ranks #326 out of 334 companies for Dividend Payout Ratio. This places Life Insurance Nepal in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, Life Insurance Nepal's own Dividend Payout Ratio has ranged from 0.03 to 1.60 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Life Insurance Nepal and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance Nepal's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR891.53, compared to a current price of NPR787.90 — trading 11.6% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Life Insurance Nepal's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?

Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued. The current stock price of NPR787.90 is trading 11.6% below its estimated GF Value™ of NPR891.53. GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.

Key valuation signals for XNEP:LICN:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR891.53 vs. price of NPR787.90 (11.6% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Insurance Nepal Business Description

Address Star Mall, PO Box No 21905, 4th Floor, Putalisadak, Kathmandu, NPL
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
82GF Score

Get the complete analysis for XNEP:LICN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR787.90
Price
NPR891.53
GF Value