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Life Insurance NepalXNEP:LICN +0.32%81 PS Ratio is 0.97 as of Aug. 15, 2026, which is 27% below its 10-year median of 1.33. GuruFocus rates XNEP:LICN with a GF Score™ of 81/100 and a GF Value™ of NPR892.11 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 502 Insurance companies, Life Insurance Nepal ranks better than 59.36% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Life Insurance Nepal's share price is NPR778.00.
Life Insurance Nepal's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR804.32. Hence, Life Insurance Nepal's PS Ratio for today is 0.97.
Good Sign:
Life Insurance Corp Nepal Ltd stock PS Ratio (=0.96) is close to 2-year low of 0.96.
The historical rank and industry rank for Life Insurance Nepal's PS Ratio or its related term are showing as below:
XNEP:LICN'
s PS Ratio Range Over the Past 10 Years
Min: 0.43 Med: 1.33 Max: 3.91
Current: 0.95
During the past 13 years, Life Insurance Nepal's highest PS Ratio was 3.91. The lowest was 0.43. And the median was 1.33.
XNEP:LICN's PS Ratio is ranked better than 59.36% of 502
companies
in the Insurance industry
Industry Median: 1.145
vs XNEP:LICN: 0.95
During the past 12 months, the average Revenue per Share Growth Rate of Life Insurance Nepal was 25.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 9.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.70% per year.
During the past 13 years, Life Insurance Nepal's highest 3-Year average Revenue per Share Growth Rate was 517.40% per year. The lowest was -8.60% per year. And the median was 10.45% per year.
Life Insurance Nepal (XNEP:LICN) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Life Insurance Nepal PS Ratio Related Terms
Life Insurance Nepal PS Ratio Historical Data
* Premium members only.
The historical data trend for Life Insurance Nepal's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Life Insurance Nepal's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Life Insurance Nepal PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Life Insurance Nepal's PS Ratio distribution charts can be found below:
* The bar in red indicates where Life Insurance Nepal's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Life Insurance Nepal's Share Price of today is NPR778.00. Life Insurance Nepal's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR804.32.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Life Insurance Nepal (XNEP:LICN) has a PS Ratio of 0.97 as of Aug. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Life Insurance Nepal and its competitors. This is 27% below median its historical median of 1.33. Over the past decade, Life Insurance Nepal's PS Ratio has ranged from 0.43 to 3.91. According to the industry distribution chart, Life Insurance Nepal ranks #204 out of 502 companies in the Insurance industry, placing it in the top 40.6%.
Is Life Insurance Nepal's PS Ratio too high?
Life Insurance Nepal's current PS Ratio of 0.97 is 27% below median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 3.91. The Insurance industry median PS Ratio is 1.15. Life Insurance Nepal's value of 0.97 is 15.3% below this industry median. Based on the distribution chart, Life Insurance Nepal ranks #204 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Life Insurance Nepal has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Life Insurance Nepal's PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Life Insurance Nepal ranks #204 out of 502 companies for PS Ratio. This puts Life Insurance Nepal in the upper half of its industry. The industry median PS Ratio is 1.15. Life Insurance Nepal's value of 0.97 is 15.3% below this benchmark. Historically, Life Insurance Nepal's own PS Ratio has ranged from 0.43 to 3.91 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.15, Life Insurance Nepal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Insurance Nepal's current PS Ratio of 0.97 is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Life Insurance Nepal and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Insurance Nepal's current PS Ratio is 0.97, which is 27% below median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Insurance Nepal stock overvalued right now?
Based on GuruFocus' analysis, Life Insurance Nepal (XNEP:LICN) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR892.11, compared to a current price of NPR778.00 — trading 12.8% below its estimated fair value. The current PS Ratio is 0.97, which is 27% below median its 10-year median of 1.33 and 15.3% below the Insurance industry median of 1.15. Life Insurance Nepal's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Life Insurance Nepal (XNEP:LICN), the current PS Ratio is 0.97 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Life Insurance Nepal (XNEP:LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Life Insurance Nepal stock appears to be undervalued.
The current stock price of NPR778.00 is trading 12.8% below its estimated GF Value™ of NPR892.11.
GuruFocus considers Life Insurance Nepal to be Modestly Undervalued.
Key valuation signals for XNEP:LICN:
PS Ratio: 0.97 (27% below median its 10-year median of 1.33)
GF Value™: NPR892.11 vs. price of NPR778.00 (12.8% below fair value)
Industry Position: 15.3% below the Insurance median (#204 of 502)
No single metric tells the full story. See the XNEP:LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Life Insurance Corp Nepal Ltd is engaged in the life insurance business in Nepal, providing participating and non-participating life insurance products through its provincial offices, branches, sub-branches, and network of agents. Its product portfolio includes endowment plans, child plans, and money-back plans, and it provides services such as reviving lapsed policies, policy loans, nominations, and bonuses to policyholders. Revenue is mainly generated from premiums and investments, including regular and single-premium collections, returns from investments in equities, bonds, and other financial instruments, service-related fees, and commission on reinsurance ceded.
81GF Score
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