CSL Finance (NSE:CSLFINANCE) EBITDA per Share: ₹52.50 (TTM As of Mar. 2026)

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NSE:CSLFINANCE CSL Finance Ltd NSE:CSLFINANCE
77 GF Score
Price ₹217.87
GF Value ₹444.68
Valuation Possible Value Trap
! 7 Warning Signs
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What is CSL Finance EBITDA per Share?

CSL Finance NSE:CSLFINANCE -1.49% 77 EBITDA per Share is ₹52.50 as of Mar. 2026. GuruFocus rates NSE:CSLFINANCE with a GF Score™ of 77/100 and a GF Value™ of ₹444.68 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 316 Credit Services companies, CSL Finance ranks better than 65.51% on this metric.

CSL Finance's EBITDA per Share for the three months ended in Mar. 2026 was ₹14.51. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹52.50.

During the past 12 months, the average EBITDA per Share Growth Rate of CSL Finance was 14.50% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 21.20% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 20.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for CSL Finance's EBITDA per Share or its related term are showing as below:

NSE:CSLFINANCE' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -17.8   Med: 10.65   Max: 28.3
Current: 21.2

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of CSL Finance was 28.30% per year. The lowest was -17.80% per year. And the median was 10.65% per year.

NSE:CSLFINANCE's 3-Year EBITDA Growth Rate is ranked better than
65.51% of 316 companies
in the Credit Services industry
Industry Median: 9.15 vs NSE:CSLFINANCE: 21.20

CSL Finance's EBITDA for the three months ended in Mar. 2026 was ₹333 Mil.

During the past 12 months, the average EBITDA Growth Rate of CSL Finance was 14.10% per year. During the past 3 years, the average EBITDA Growth Rate was 24.20% per year. During the past 5 years, the average EBITDA Growth Rate was 26.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of CSL Finance was 32.20% per year. The lowest was -15.30% per year. And the median was 16.60% per year.


CSL Finance  (NSE:CSLFINANCE) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


CSL Finance EBITDA per Share Related Terms


CSL Finance EBITDA per Share Historical Data

* Premium members only.

The historical data trend for CSL Finance's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSL Finance EBITDA per Share Chart

CSL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.15 29.42 38.93 45.77 52.40

CSL Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.98 12.79 12.67 12.54 14.51
NSE:CSLFINANCE
77GF Score
CSL Finance Ltd NSE:CSLFINANCE
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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CSL Finance EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

CSL Finance's EBITDA per Share for the fiscal year that ended in Mar. 2026 is calculated as

EBITDA per Share(A: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=1203.294/22.963
=52.40

CSL Finance's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=332.972/22.951
=14.51

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹52.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of ₹52.50 mean?
CSL Finance (NSE:CSLFINANCE) has a EBITDA per Share of ₹52.50 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on CSL Finance and its competitors. According to the industry distribution chart, CSL Finance ranks #109 out of 316 companies in the Credit Services industry, placing it in the top 34.5%.
Is CSL Finance's EBITDA per Share too high?
CSL Finance's current EBITDA per Share is ₹52.50. Based on the distribution chart, CSL Finance ranks #109 out of 316 companies in the Credit Services industry, which is above the industry midpoint. Overall, CSL Finance has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSL Finance's EBITDA per Share compare to V and MA?
According to the Credit Services industry distribution chart, CSL Finance ranks #109 out of 316 companies for EBITDA per Share. This puts CSL Finance in the upper half of its industry. The industry median EBITDA per Share is 9.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for a Credit Services company?
The median EBITDA per Share among Credit Services companies is 9.15, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on CSL Finance and its competitors. For the Credit Services industry, the median EBITDA per Share is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSL Finance's current EBITDA per Share is ₹52.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSL Finance stock overvalued right now?
Based on GuruFocus' analysis, CSL Finance (NSE:CSLFINANCE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹444.68, compared to a current price of ₹217.87 — trading 51% below its estimated fair value. The current EBITDA per Share is ₹52.50. CSL Finance's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For CSL Finance (NSE:CSLFINANCE), the current EBITDA per Share is ₹52.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSL Finance (NSE:CSLFINANCE) Overvalued in 2026?

Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued. The current stock price of ₹217.87 is trading 51% below its estimated GF Value™ of ₹444.68. GuruFocus considers CSL Finance to be Possible Value Trap.

Key valuation signals for NSE:CSLFINANCE:

  • EBITDA per Share: ₹52.50
  • GF Value™: ₹444.68 vs. price of ₹217.87 (51% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the NSE:CSLFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSL Finance Business Description

Other Exchanges 530067:India
Address World Trade Tower, 716-717, 7th Floor, Tower B, Sector 16, Noida, UP, IND, 201301
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
77GF Score

Get the complete analysis for NSE:CSLFINANCE

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹217.87
Price
₹444.68
GF Value