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CSL Finance's book value per share for the quarter that ended in Mar. 2026 was ₹276.41.
During the past 12 months, CSL Finance's average Book Value Per Share Growth Rate was 14.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 14.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CSL Finance was 22.60% per year. The lowest was -0.10% per year. And the median was 14.20% per year.
CSL Finance's current price is ₹212.96. Its book value per share for the quarter that ended in Mar. 2026 was ₹276.41. Hence, today's PB Ratio of CSL Finance is 0.77.
During the past 13 years, the highest P/B Ratio of CSL Finance was 2.51. The lowest was 0.40. And the median was 1.16.
Good Sign:
CSL Finance Ltd stock PB Ratio (=0.78) is close to 5-year low of 0.76.
CSL Finance (NSE:CSLFINANCE) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
CSL Finance Book Value per Share Related Terms
CSL Finance Book Value per Share Historical Data
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The historical data trend for CSL Finance's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CSLFINANCE vs V, MA, AXP: Book Value per Share Comparison
For the Credit Services subindustry, CSL Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSL Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CSL Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where CSL Finance's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSL Finance (NSE:CSLFINANCE) has a Book Value per Share of ₹276.41 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on CSL Finance and its competitors.
Is CSL Finance's Book Value per Share too high?
CSL Finance's current Book Value per Share is ₹276.41. Overall, CSL Finance has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSL Finance's Book Value per Share compare to V and MA?
CSL Finance's Book Value per Share of ₹276.41 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on CSL Finance and its competitors. CSL Finance's current Book Value per Share is ₹276.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSL Finance stock overvalued right now?
Based on GuruFocus' analysis, CSL Finance (NSE:CSLFINANCE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹448.36, compared to a current price of ₹212.96 — trading 52.5% below its estimated fair value. The current Book Value per Share is ₹276.41. CSL Finance's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For CSL Finance (NSE:CSLFINANCE), the current Book Value per Share is ₹276.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSL Finance (NSE:CSLFINANCE) Overvalued in 2026?
Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued.
The current stock price of ₹212.96 is trading 52.5% below its estimated GF Value™ of ₹448.36.
GuruFocus considers CSL Finance to be Possible Value Trap.
Key valuation signals for NSE:CSLFINANCE:
Book Value per Share: ₹276.41
GF Value™: ₹448.36 vs. price of ₹212.96 (52.5% below fair value)
No single metric tells the full story. See the NSE:CSLFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
75GF Score
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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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