CSL Finance (NSE:CSLFINANCE) Scaled Net Operating Assets: N/A (As of Mar. 2026)


NSE:CSLFINANCE CSL Finance Ltd NSE:CSLFINANCE
79 GF Score
Price ₹226.27
GF Value ₹442.65
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is CSL Finance Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CSL Finance's operating assets for the quarter that ended in Mar. 2026 was ₹13,949 Mil. CSL Finance's operating liabilities for the quarter that ended in Mar. 2026 was ₹103 Mil. CSL Finance's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, CSL Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.

CSL Finance Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for CSL Finance's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSL Finance Scaled Net Operating Assets Chart

CSL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.38 1.19 1.19 1.11

CSL Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:CSLFINANCE vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, CSL Finance's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CSL Finance Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CSL Finance's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where CSL Finance's Scaled Net Operating Assets falls into.


NSE:CSLFINANCE
79GF Score
CSL Finance Ltd NSE:CSLFINANCE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSL Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CSL Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(13949.122-103.321)/12450.741
=1.11

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=14876.008 - 926.886
=13949.122

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8660.312 - 8556.991 - 0
=103.321

CSL Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(13949.122-103.321)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=14876.008 - 926.886
=13949.122

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8660.312 - 8556.991 - 0
=103.321

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is CSL Finance (NSE:CSLFINANCE) Overvalued in 2026?

Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued. The current stock price of ₹226.27 is trading 48.9% below its estimated GF Value™ of ₹442.65. GuruFocus considers CSL Finance to be Possible Value Trap.

Key valuation signals for NSE:CSLFINANCE:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹442.65 vs. price of ₹226.27 (48.9% below fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the NSE:CSLFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSL Finance Business Description

Other Exchanges 530067:India
Address World Trade Tower, 716-717, 7th Floor, Tower B, Sector 16, Noida, UP, IND, 201301
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
79GF Score

Get the complete analysis for NSE:CSLFINANCE

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹226.27
Price
₹442.65
GF Value