CSL Finance (NSE:CSLFINANCE) Moat Score: 0/10 (As of Jul. 11, 2026)


NSE:CSLFINANCE CSL Finance Ltd NSE:CSLFINANCE
75 GF Score
Price ₹224.59
GF Value ₹443.30
Valuation Possible Value Trap
! 7 Warning Signs
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What is CSL Finance Moat Score?

CSL Finance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

CSL Finance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CSL Finance might have No Moat - No discernible moat.

CSL Finance  (NSE:CSLFINANCE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CSL Finance Moat Score Related Terms

NSE:CSLFINANCE
75GF Score
CSL Finance Ltd NSE:CSLFINANCE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CSL Finance (NSE:CSLFINANCE) Overvalued in 2026?

Based on GuruFocus' analysis, CSL Finance stock appears to be undervalued. The current stock price of ₹224.59 is trading 49.3% below its estimated GF Value™ of ₹443.30. GuruFocus considers CSL Finance to be Possible Value Trap.

Key valuation signals for NSE:CSLFINANCE:

  • Moat Score: 0
  • GF Value™: ₹443.30 vs. price of ₹224.59 (49.3% below fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the NSE:CSLFINANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSL Finance Business Description

Other Exchanges 530067:India
Address World Trade Tower, 716-717, 7th Floor, Tower B, Sector 16, Noida, UP, IND, 201301
CSL Finance Ltd operates as a non-banking financial institution. The business activity of the company is to offer secured and unsecured lending to small and medium-size business units to fulfil their financial needs. The company's business is classified into two broader segments of SME business and Wholesale business. SME business is mainly focused on micro and small business loans to various business entities, which is secured mostly against self-occupied Residential or Commercial properties. Wholesale business is focused on big ticket size loans for the working capital requirement of businesses. The primary revenue source of the company is interest income. The company operates within India.
75GF Score

Get the complete analysis for NSE:CSLFINANCE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹224.59
Price
₹443.30
GF Value