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Blue Ridge Bankshares (AMEX:BRBS) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Blue Ridge Bankshares Effective Interest Rate on Debt % Related Terms
Blue Ridge Bankshares Effective Interest Rate on Debt % Historical Data
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The historical data trend for Blue Ridge Bankshares's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Blue Ridge Bankshares Effective Interest Rate on Debt % Chart
BRBS vs MFGI, MSBC, AVBH: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Blue Ridge Bankshares's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blue Ridge Bankshares Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Blue Ridge Bankshares's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Blue Ridge Bankshares's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 28.71% mean?
Blue Ridge Bankshares (BRBS) has a Effective Interest Rate on Debt % of 28.71% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Blue Ridge Bankshares and its competitors.
Is Blue Ridge Bankshares' Effective Interest Rate on Debt % too high?
Blue Ridge Bankshares' current Effective Interest Rate on Debt % is 28.71%. Overall, Blue Ridge Bankshares has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' Effective Interest Rate on Debt % compare to MFGI and MSBC?
Blue Ridge Bankshares' Effective Interest Rate on Debt % of 28.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Blue Ridge Bankshares and its competitors. Blue Ridge Bankshares's current Effective Interest Rate on Debt % is 28.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.37, compared to a current price of $3.95 — trading 188.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 28.71%. Blue Ridge Bankshares' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current Effective Interest Rate on Debt % is 28.71% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?
Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued.
The current stock price of $3.95 is trading 188.3% above its estimated GF Value™ of $1.37.
GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.
Key valuation signals for BRBS:
Effective Interest Rate on Debt %: 28.71%
GF Value™: $1.37 vs. price of $3.95 (188.3% above fair value)
No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
42GF Score
Get the complete analysis for BRBS
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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