BRBS (Blue Ridge Bankshares) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

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BRBS Blue Ridge Bankshares Inc BRBS
31 GF Score
Price $3.50
GF Value $0.97
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Blue Ridge Bankshares LT-Debt-to-Total-Asset?

Blue Ridge Bankshares BRBS +1.01% 31 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates BRBS with a GF Score™ of 31/100 and a GF Value™ of $0.97 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Blue Ridge Bankshares's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Blue Ridge Bankshares's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.07). It may suggest that Blue Ridge Bankshares is progressively becoming less dependent on debt to grow their business.

Blue Ridge Bankshares  (AMEX:BRBS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Blue Ridge Bankshares LT-Debt-to-Total-Asset Related Terms

Blue Ridge Bankshares LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Blue Ridge Bankshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blue Ridge Bankshares LT-Debt-to-Total-Asset Chart

Blue Ridge Bankshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.02 0.12 0.08 0.07 0.07

Blue Ridge Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.07 0.07 0.07
BRBS
31GF Score
Blue Ridge Bankshares Inc BRBS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Blue Ridge Bankshares LT-Debt-to-Total-Asset Calculation

Blue Ridge Bankshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=171.949/2432.589
=0.07

Blue Ridge Bankshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=171.608/2414.046
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Blue Ridge Bankshares (BRBS) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Blue Ridge Bankshares and its competitors.
Is Blue Ridge Bankshares' LT-Debt-to-Total-Asset too high?
Blue Ridge Bankshares' current LT-Debt-to-Total-Asset is 0.07. Overall, Blue Ridge Bankshares has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' LT-Debt-to-Total-Asset compare to MSBC and MFGI?
Blue Ridge Bankshares' LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Blue Ridge Bankshares and its competitors. Blue Ridge Bankshares's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.97, compared to a current price of $3.50 — trading 260.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Blue Ridge Bankshares' overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?

Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued. The current stock price of $3.50 is trading 260.3% above its estimated GF Value™ of $0.97. GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.

Key valuation signals for BRBS:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: $0.97 vs. price of $3.50 (260.3% above fair value)
  • GF Score™: 31/100 with 2 warning signs

No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Blue Ridge Bankshares Business Description

Address 1801 Bayberry Court, Suite 101, Richmond, VA, USA, 23226
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
31GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.50
Price
$0.97
GF Value